CENTURY 21 Edge
$94,9002 bd2 ba960 sqft$99 /sqft≈$1,121 /mo all-in ↓

5293 POINCIANA CIRCLE, NEW PORT RICHEY, FL, 34653

Active4 days on marketListed Oct 7, 2026MLS #W7890166

✦ Priced 58% below the NEW PORT RICHEY 34653 medianMobile HomeCOLONY COVE MHP CO-OP

About this home

5293 POINCIANA CIRCLE

Welcome to Colony Cove, an active 55 and over resort-style community with very low HOA fees, beautifully located along the banks of the Cottee River. Residents enjoy access to their own private marina, exclusively available to the community. This well-cared-for home has been kept exceptionally clean and thoughtfully updated where it matters most. It features two spacious bedrooms with plenty of closet space and two full bathrooms, both offering convenient walk-in showers for easy accessibility. The AC system was replaced last year, providing added peace of mind. The home also offers two Florida rooms, giving you plenty of additional living and entertaining space, along with a large storage shed that includes a washer and dryer. Whether you're looking for a full-time residence or a Florida getaway, this home offers comfort, convenience, and an active waterfront lifestyle. Best of all, the lot share is included in the purchase price. Don't miss this opportunity to enjoy the Florida lifestyle in Colony Cove! Call Danny today for more information or to schedule your private showing.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

960

Sqft

0.08 ac

Lot size

1976

Year built

One

Levels

$99

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringLaminate · Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofRoof Over
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ExteriorAwning(s) · Sliding Doors · Storage

Community & fees

HOA fee$316/mo
Taxes (2025)$536/yr
PetsYes
CommunityBoat Slip · Fishing · River · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,121 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$559
FHA mortgage insurance (est.)$42
Property tax — 2025 actual bill$45
HOA fee — from the listing$316
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,322Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,322
Interest rate6.00%
Loan term

Estimated payment

$1,121/mo

Principal & interest$559
FHA mortgage insurance (est.)$42
Property taxes (actual bill)$45
HOA / condo fee$316
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $95K
$91KedgeAI estimate $120,495 · range $108K–$133K$138K

vs edgeAI estimate

−21.2%

$/sqft vs New Port Richey actives

$99 vs $195

Days on market

4 vs 82 typical

Where $99/sqft sits among the 400 New Port Richey actives

84 · this home
130
114
34
6
32
$86–142$142–199$199–255$255–311$311–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Drive times from this address

Tampa Int’l Airport (TPA)≈ 43 min
Downtown Tampa≈ 47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34653 — neighborhood snapshot

Population

36,086

Median age

49.9

Median income

$47,660

Median home value

$180,900

Avg household

2.21

Households w/ children

3,038

For the school run

Pasco County School District

ElementaryDeer Park Elementary School★★★★★
MiddleRiver Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$280K → $271K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

241 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $94,900 · 4 days on market since
1976Built · COLONY COVE MHP CO-OP

Reality check

What actually sold near 5293 POINCIANA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5206 WISTERIA CIRCLESold · Jul ’26

$99,900

5206 WISTERIA CIRCLE · same community

3 bd · 1 ba · 960 sqft · $104/sqft · 8 DOM

5112 COQUINA CIRCLESold · Aug ’26

$140,000

5112 COQUINA CIRCLE · same community

2 bd · 2 ba · 1,056 sqft · $133/sqft · 70 DOM

5211 WISTERIA CIRCLESold · Mar ’26

$69,000

5211 WISTERIA CIRCLE · same community

2 bd · 2 ba · 828 sqft · $83/sqft · 346 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5293 POINCIANA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5293 POINCIANA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5293 POINCIANA CIRCLE FAQs

What would the monthly payment be for 5293 POINCIANA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,121/mo — principal and interest, the actual property-tax bill, the $316/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5293 POINCIANA CIRCLE?+

The association fee works out to $316 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5293 POINCIANA CIRCLE?+

The most recent tax bill on record (2025) was $536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5293 POINCIANA CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $94,900, this home is listed about 66% below the New Port Richey median of $275,790. The market section on this page shows how the area is trending.

Which schools are assigned to 5293 POINCIANA CIRCLE?+

Deer Park Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FUTURE HOME REALTY INC · Daniel DePasquale. MLS #W7890166.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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