4351 FLORAMAR TERRACE, NEW PORT RICHEY, FL, 34652
Active8 days on marketListed Oct 30, 2026MLS #W7890715
About this home
4351 FLORAMAR TERRACE
Gulf access on the deepest, widest canal in the highly desired Gulf-front community of Flor A Mar. NEW A/C. NEW FLOORING AND BASEBOARDS. NEW GORGEOUS KITCHEN. NEW WATER HEATER. TILE ROOF. This home is truly turnkey. Two bedrooms, one bath, with a large screened-in lanai with vaulted ceilings overlooking the water. Entertain on the new spacious tiki hut. Tie your boats up on your floating dock. Fully fenced yard. Watch sunsets directly on the Gulf down the street with the PRIVATE beach club membership of only $200/year(optional). Newer windows. Located in the highly desirable waterfront community of Gulf Harbors, residents enjoy a golf cart-friendly lifestyle. Just down the street is the popular downtown New Port Richey, which offers waterfront dining, local boutiques, breweries, live entertainment, concerts, festivals, and beautiful Sims Park along the scenic Cotee River. This home offers the true Florida lifestyle. Boat from home to islands that sit just outside the channel. These isalnds include white sands and clear blue waters. The dolphin watching never gets old. Local isalnds include: North Anclote, Three Rooker, and The Sandbar. Ice Cream and Food Boats are to be found at the islands. Countless local waterfront restaurants to boat to and tie up at.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
927
Sqft
0.09 ac
Lot size
1961
Year built
One
Levels
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,127 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,127/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.7%
$/sqft vs FLOR A MAR
$378 vs $397
Days on market
8 vs 66 typical
Where $378/sqft sits among the 57 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,804
Median age
54
Median income
$104,709
Median home value
$475,050
Avg household
2
Households w/ children
142
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
29 of 57
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4351 FLORAMAR TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$335,000
4551 FLORAMAR TERRACE · same community
2 bd · 1 ba · 786 sqft · $426/sqft · 98 DOM
Sold · Jun ’26$290,000
5061 ENSIGN LOOP · same community
3 bd · 2 ba · 1,303 sqft · $223/sqft · 0 DOM
Sold · May ’26$345,000
5540 LEEWARD LANE · same community
2 bd · 2 ba · 1,316 sqft · $262/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4351 FLORAMAR TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4351 FLORAMAR TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4351 FLORAMAR TERRACE FAQs
What would the monthly payment be for 4351 FLORAMAR TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,127/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4351 FLORAMAR TERRACE?+
The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4351 FLORAMAR TERRACE?+
The most recent tax bill on record (2025) was $4,674. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4351 FLORAMAR TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $350,000, this home is listed about 25% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4351 FLORAMAR TERRACE?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Jeannie Dunning. MLS #W7890715.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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