3928 RUDDER WAY, NEW PORT RICHEY, FL, 34652
Active157 days on marketListed Mar 10, 2026MLS #TB8484977
About this home
3928 RUDDER WAY
Newer roof (2021). Beautifully updated 3 bedroom, 2 bathroom home in New Port Richey located next to the water with stunning sunset views. This home features a bright open layout with modern updates throughout, creating a comfortable and inviting living space. Enjoy relaxing evenings while taking in the peaceful water views and colorful Florida sunsets. Conveniently located near shopping, dining, parks, and local beaches, this home offers the perfect combination of tranquility and accessibility. A great opportunity to enjoy the Florida lifestyle in a move-in ready home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,420
Sqft
0.13 ac
Lot size
2
Garage
1979
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,481 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,481/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.6%
$/sqft vs FLOR A MAR
$211 vs $385
Days on market
157 vs 53 typical
Where $211/sqft sits among the 64 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $263K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
38 of 64
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 3928 RUDDER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$265,000
4468 RUDDER WAY · same community
2 bd · 2 ba · 1,380 sqft · $192/sqft · 23 DOM
Sold · May ’26$670,000
5009 DORY DRIVE · same community
3 bd · 2 ba · 1,468 sqft · $456/sqft · 113 DOM
Sold · Dec ’25$299,000
3818 TOPSAIL TRAIL · same community
2 bd · 2 ba · 1,351 sqft · $221/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3928 RUDDER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3928 RUDDER WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3928 RUDDER WAY FAQs
What would the monthly payment be for 3928 RUDDER WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,481/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3928 RUDDER WAY?+
The most recent tax bill on record (2025) was $5,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3928 RUDDER WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $299,000, this home is listed about 5% above the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3928 RUDDER WAY?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$299,000 runs 42% above the NEW PORT RICHEY 34652 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
157 days on market against a New Port Richey median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $365,000, now $299,000 — a $66K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Eddie Meza. MLS #TB8484977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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