21883 CATHERINE AVENUE, PORT CHARLOTTE, FL, 33952
Active22 days on marketListed Oct 16, 2026MLS #A4709772
About this home
21883 CATHERINE AVENUE
Discover easy Florida living in this TURNKEY FURNISHED home in the heart of Port Charlotte! Offering 3 bedrooms, 2 full bathrooms, and an attached 1-car garage, this well-maintained retreat pairs inviting interiors with a lush, private backyard. A roof replaced in 2023 and HVAC replaced in 2021 add to its appeal. Modern finishes, tile flooring throughout, and an open-concept layout create a comfortable setting for everyday living and entertaining. The kitchen features stainless steel appliances, ample counter space, and views overlooking the garden. The spacious primary suite includes a walk-in closet and private ensuite bathroom, while two additional bedrooms welcome family and guests. All appliances remain, including the front-loading stackable washer and dryer. The attached garage is finished with epoxy flooring, painted walls, and a window air-conditioning unit. Step through the sliding glass doors into your own peaceful Florida garden retreat! The fully fenced backyard features established fruit trees, herbs, privacy hedges, and a dedicated garden area—a welcoming setting for morning coffee, gardening, or unwinding in the sunshine. A new 12-by-12-foot Premier Tuff Shed barn with loft storage provides generous space for tools, hobbies, and outdoor essentials. Additional features include underground electrical service, a hardwired Ring security system, and hurricane shutters for every window and the rear sliding glass doors. Enjoy a convenient location near local shops, restaurants, and a hospital, with Charlotte Harbor just a short drive away. Whether you’re seeking a year-round residence, a seasonal escape, or a property with vacation-rental potential, this furnished home offers appealing flexibility. The current owner uses the home as a vacation rental when not in residence. Move in, unwind, and let your Florida lifestyle take root!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,112
Sqft
0.17 ac
Lot size
1
Garage
2011
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,465 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,465/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.5%
$/sqft vs PORT CHARLOTTE SEC 033
$247 vs $192
Days on market
22 vs 55 typical
Where $247/sqft sits among the 29 homes for sale in PORT CHARLOTTE SEC 033
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parkside
Get to know Port Charlotte. See the full Port Charlotte guide →
Parkside — neighborhood snapshot
Population
8,547
Median age
53
Median income
$35,235
Median home value
$173,836
Avg household
2
Households w/ children
716
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
16 of 29
PORT CHARLOTTE SEC 033 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 21883 CATHERINE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$227,000
2351 EASY STREET · same community
2 bd · 1.5 ba · 1,112 sqft · $204/sqft · 21 DOM
Sold · Jan ’26$191,400
21899 CELLINI AVENUE · same community
2 bd · 1 ba · 1,100 sqft · $174/sqft · 186 DOM
Sold · Apr ’26$220,000
21023 DELAKE AVENUE · same community
2 bd · 1 ba · 1,128 sqft · $195/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21883 CATHERINE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21883 CATHERINE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21883 CATHERINE AVENUE FAQs
What would the monthly payment be for 21883 CATHERINE AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,465/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21883 CATHERINE AVENUE?+
The most recent tax bill on record (2025) was $3,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21883 CATHERINE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $274,900, this home is listed about 17% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 21883 CATHERINE AVENUE?+
Port Charlotte Middle School (middle), Peace River Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Peter Lasalle. MLS #A4709772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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