CENTURY 21 Edge
$399,0001 bd1 ba787 sqft$507 /sqft≈$3,677 /mo all-in ↓

9200 LITTLE GASPARILLA ISLAND UNIT 304, PLACIDA, FL, 33946

Active6 days on marketListed Nov 1, 2026MLS #D6149440

CondominiumPLACIDA BEACH PH 02 BLDG 03

About this home

9200 LITTLE GASPARILLA ISLAND UNIT 304

UNIQUE AND CASUAL OLD FLORIDA LIVING CAN STILL BE FOUND ON THIS BRIDGELESS BARRIER ISLAND. Come out and see WHERE A BRIDGELESS BARRIER ISLAND MEETS THE MAINLAND! Little Gasparilla Island offers 7-miles of stunning beach with white sand and beautiful blue water. Placida Beach is a small community of 30 condos and is surrounded by tropical foliage, gulf and bay breezes, an island Pool, Clubhouse and Firepit a place where time slows down and the island vibe takes over. Your journey at our "Sister" community on the mainland. Upon entering the Placida Harbour complex, you’ll park and take a 7-10 minute ferry ride to LGI while watching the dolphin and manatees. Once docked, the unit is located just a short walk from the island pier. Major updates were completed in 2024, including all of the mechanicals and the roof. The inside is striking with a large open-concept space that will draw you to viewvthe lush landscape and even a slice of the Gulf from the Living Room and Bedroom Lanais. The Kitchen will surprise you with ample storage, leathered granite counters, and sleek new appliances, including a wine fridge. Beach-inspired ceramic tile plank flooring is throughout, along with neutral, freshly painted walls and ceilings awaiting your personal touch. All kitchen appliances stay, as do the washer and dryer. Most of the furniture will remain, though the owners will be taking some of their personal items. The Flex Room as you enter the unit can be used as an office space, reading area, yoga room, or turn it into a second bedroom. A storage shed below is large enough for a golf cart and beach gear. Island owners also have access to all mainland amenities which has also been newly renovated. The Main Clubhouse houses an impressive fitness center, 2 card rooms, reading area, commercial grade kitchen, banquet space, an upper level with an event or gathering space with a bar and a deck overlooking the pool area and the waterway all the way across to LGI and a beautiful view of the Boca Grande bridge. A spa, second Clubhouse and pool, tennis/pickleball courts, a walking path, kayak launch and docks available for lease are all part of the mainland amenities. A boat is not needed in the community with regular ferry service, but note that we remain a relaxing, serene and restful island with no shoppes, restaurants or bars. Short-term rentals are permitted. The Island docks are included for Island owners' use at no cost, Placida Harbour docks can be leased, and the Ferry is available to Placida Beach owners as well as Placida Harbour Condos and Placida Pointe residents. Live an island life with easy access to the mainland amentities and your vehicle. Don't miss this opportunity!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

787

Sqft

0.02 ac

Lot size

1986

Year built

One

Levels

$507

Per sqft

Garden & Trees/Woods & Water viewPartially

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofMetal
ConstructionWood Siding
FoundationPillar/Post/Pier
ViewGarden · Trees/Woods · Water
FacesEast
ExteriorBalcony · Fire Pit · Garden · Lighting · Outdoor Grill · Outdoor Shower · Private Entrance · Rain Gutters · Sliding Doors · Smart Lock(s) · Storage · Tennis Court(s)

Community & fees

HOA fee$523/mo
Taxes (2025)$940/yr
PetsBreed Restrictions, Number Limit
CommunityBay/Harbor Front · Boat Slip · Dock · Fishing · Intracoastal Waterway · Water Access · Association Recreation - Owned · BBQ Area · Buyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fire Hydrant · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,677 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,739
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$78
Condo fee — from the listing$523
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate7.50%
Loan term

Estimated payment

$3,677/mo

Principal & interest$2,739
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$78
HOA / condo fee$523
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$184KedgeAI estimate $212,501 · range $191K–$234K$415K

vs edgeAI estimate

+87.8%

$/sqft vs Placida actives

$507 vs $345

Days on market

6 vs 127 typical

Where $507/sqft sits among the 173 Placida actives

69
40
19 · this home
8
15
22
$191–304$304–418$418–531$531–645$645–758$758+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

3,090

Median age

66.1

Median income

$85,848

Median home value

$660,800

Avg household

2.01

Households w/ children

105

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer — 11.7 months of inventoryBuyer’s market

$775K → $412K

Placida median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

71 of 173

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 978% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Nov 1, 2026Listed at $399,000 · 6 days on market since
1986Built · PLACIDA BEACH PH 02 BLDG 03

Reality check

What actually sold near 9200 LITTLE GASPARILLA ISLAND UNIT 304

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9200 LITTLE GASPARILLA UNIT 203Sold · Jun ’26

$285,000

9200 LITTLE GASPARILLA UNIT 203

1 bd · 1 ba · 787 sqft · $362/sqft · 281 DOM

8662 GRAND AVENUESold · Sep ’26

$535,000

8662 GRAND AVENUE

2 bd · 1.5 ba · 832 sqft · $643/sqft · 135 DOM

8472 GRAND AVENUESold · Dec ’25

$443,000

8472 GRAND AVENUE

2 bd · 1.5 ba · 832 sqft · $532/sqft · 188 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9200 LITTLE GASPARILLA ISLAND UNIT 304 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9200 LITTLE GASPARILLA ISLAND UNIT 304 — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9200 LITTLE GASPARILLA ISLAND UNIT 304 FAQs

What would the monthly payment be for 9200 LITTLE GASPARILLA ISLAND UNIT 304?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,677/mo — principal and interest, the actual property-tax bill, the $523/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9200 LITTLE GASPARILLA ISLAND UNIT 304?+

The association fee works out to $523 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9200 LITTLE GASPARILLA ISLAND UNIT 304?+

The most recent tax bill on record (2025) was $940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9200 LITTLE GASPARILLA ISLAND UNIT 304?+

The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $399,000, this home is listed about 36% below the Placida median of $619,950. The market section on this page shows how the area is trending.

Which schools are assigned to 9200 LITTLE GASPARILLA ISLAND UNIT 304?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$399,000 runs 978% above the PLACIDA 33946 median.

02Garden & Trees/Woods & Water views

The garden and trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $523/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 6 days on market in a Placida market that averages 127 — if it fits, move quickly.

05Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Dawn Bokar. MLS #D6149440.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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