9200 LITTLE GASPARILLA ISLAND UNIT 301, PLACIDA, FL, 33946
Active339 days on marketListed Nov 7, 2025MLS #TB8442155
About this home
9200 LITTLE GASPARILLA ISLAND UNIT 301
Escape to the seclusion and peacefulness of paradise at Placida Beach Club! This island community features 30 condominiums with a private ferry transporting you to and from the island. This two bedroom unit offers 970 square feet of living space with an open floor plan and a screened-in lanai for your enjoyment. Tastefully updated throughout providing you with a permanent residence or the ideal income generating rental. The exclusive Placida Beach Club offers an island clubhouse, heated pool and a board walk leading to your very own private beach. In addition, you will find plenty of boat dockage (14 additional slips added) on the new commercial grade dock (will open mid-November), all on a first come basis. Little Gasparilla Island is a bridge-less barrier island with no public access, so you will enjoy a unique lifestyle within your very own private paradise. Additionally, you may enjoy the many amenities offered at the mainland, Placida Harbour Club, just a short ferry ride away. Experience the fully equipped fitness center, Spa, two heated swimming pools, basketball courts, tennis courts and a beautiful clubhouse which supports many activities each month. Schedule your showing today to explore this unique opportunity! *** This unit is on Little Gasparilla Island, which is a Bridge-Less Barrier Island and can only be accessed by boat.***
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
970
Sqft
0.02 ac
Lot size
1986
Year built
Two
Levels
$345
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,491 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,491/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs Placida actives
$345 vs $355
Days on market
339 vs 167 typical
Where $345/sqft sits among the 158 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
67 of 158
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 857% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 9200 LITTLE GASPARILLA ISLAND UNIT 301
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$750,000
9750 LITTLE GASPARILLA ISLAND
3 bd · 1.5 ba · 957 sqft · $784/sqft · 69 DOM
Sold · Aug ’26$565,000
8424 LITTLE GASPARILLA ISLAND
3 bd · 2 ba · 988 sqft · $572/sqft · 22 DOM
Sold · Jul ’26$190,000
9400 LITTLE GASPARILLA ISLAND UNIT H2
2 bd · 2 ba · 946 sqft · $201/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9200 LITTLE GASPARILLA ISLAND UNIT 301 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9200 LITTLE GASPARILLA ISLAND UNIT 301 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9200 LITTLE GASPARILLA ISLAND UNIT 301 FAQs
What would the monthly payment be for 9200 LITTLE GASPARILLA ISLAND UNIT 301?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,491/mo — principal and interest, the actual property-tax bill, the $2,137/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9200 LITTLE GASPARILLA ISLAND UNIT 301?+
The association fee works out to $2,137 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9200 LITTLE GASPARILLA ISLAND UNIT 301?+
The most recent tax bill on record (2024) was $879. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9200 LITTLE GASPARILLA ISLAND UNIT 301?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $335,000, this home is listed about 46% below the Placida median of $622,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9200 LITTLE GASPARILLA ISLAND UNIT 301?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$335,000 runs 857% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $2,137/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
339 days on market against a Placida median of 167 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PALERMO REAL ESTATE PROF. INC. · Lynne Brown. MLS #TB8442155.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Placida homes, in your inbox
Like 9200 LITTLE GASPARILLA ISLAND UNIT 301 but not quite? A daily digest of every new listing in Placida — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →