13660 SE 90TH TERRACE, SUMMERFIELD, FL, 34491
Active10 days on marketListed Oct 1, 2026MLS #OM732632
About this home
13660 SE 90TH TERRACE
Updates and upgrades galore! This pristine Biscayne model, one of only a few built, welcomes you with a charming covered front porch, new exterior lighting, and all-new landscaping. Step through the beveled storm door with sidelights into a home filled with style and comfort. The interior and exterior have been freshly repainted, the primary bathroom has been remodeled, and the guest bathroom has been updated. The kitchen and laundry room feature painted cabinets, new hardware, a new laundry sink, new tile flooring, and more. Stainless steel appliances were added within the last couple of years, all can lights have been upgraded to LED, and every ceiling fixture is brand new. Additional improvements include all-new windows with beautiful custom blinds, a 2023 water heater, two replaced exterior doors, and a driveway, sidewalks, and front porch that were painted in 2023 and recently resealed. Roof was replaced in 2013 and the HVAC was replaced in 2015. Enjoy peaceful living on a quiet street with inviting outdoor spaces in both the front and back. This home is truly a must-see. Meticulously maintained and move-in ready, it also includes a one-year Broward Factory Service home warranty with an acceptable offer. The golf cart and select furnishings are available for purchase separately. Located in the tree-canopied Del Webb Spruce Creek Golf & Country Club, this gated 55+ community offers outstanding amenities, four 9-hole golf courses, 3 pools, pickleball and tennis courts, volleyball, shuffleboard, bocce ball, basketball courts, horseshoes, softball field, Liberty Grille Restaurant and more than 70 clubs. Conveniently situated north of The Villages and south of Ocala, it is close to medical, fine dining, shopping, and entertainment.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,109
Sqft
0.2 ac
Lot size
2
Garage
1998
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,105 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,105/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.1%
$/sqft vs SPRUCE CREEK GC
$187 vs $189
Days on market
10 vs 70 typical
Where $187/sqft sits among the 61 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
20 of 61
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 13660 SE 90TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$368,000
8924 SE 118TH LANE · same community
3 bd · 2 ba · 2,120 sqft · $174/sqft · 187 DOM
Sold · Jun ’26$429,900
9049 SE 119TH STREET · same community
3 bd · 2 ba · 2,134 sqft · $201/sqft · 52 DOM
Sold · Sep ’26$265,000
13150 SE 93RD CIRCLE · same community
2 bd · 2 ba · 2,051 sqft · $129/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13660 SE 90TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13660 SE 90TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13660 SE 90TH TERRACE FAQs
What would the monthly payment be for 13660 SE 90TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,105/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13660 SE 90TH TERRACE?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13660 SE 90TH TERRACE?+
The most recent tax bill on record (2025) was $2,822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13660 SE 90TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $394,300, this home is listed about 36% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13660 SE 90TH TERRACE?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Jaylene Sheldon. MLS #OM732632.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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