CENTURY 21 Edge
$675,0003 bd2 ba1,482 sqft$455 /sqft≈$5,215 /mo all-in ↓

4951 FORECASTLE DRIVE, NEW PORT RICHEY, FL, 34652

Active17 days on marketListed Oct 21, 2026MLS #OM734264

WaterfrontPrivate poolSingle Family ResidenceFLOR A MAR

About this home

4951 FORECASTLE DRIVE

Waterfront Living at Its Finest | Direct Gulf Access, Private Pool & 10,000-Lb Boat Lift. Welcome to this beautifully updated waterfront retreat, ideally positioned on a deep-water canal with direct access to the stunning blue waters of the Gulf. With no tidal restrictions or bridges affecting your boating access, you can enjoy the freedom of heading out on the water throughout the day and returning home to your own private waterfront oasis.From the moment you arrive, the home's impressive curb appeal makes a statement, featuring a paved circular driveway with parking for up to six vehicles. Inside, this thoughtfully updated three-bedroom, two-bathroom home showcases sleek tile flooring throughout, elegant plantation shutters, and a welcoming open-concept design that blends comfort with coastal sophistication.The beautifully updated kitchen is both stylish and functional, featuring quartz countertops, stainless steel appliances, a deep stainless steel sink, and abundant cabinetry. The kitchen flows effortlessly into the dining and living areas, creating an inviting space for everyday living and entertaining. A sunroom adds another wonderful space to relax and enjoy the natural light and views of the pool.The spacious primary suite is a true retreat, with a king-sized bed, generous room to unwind, and a beautifully appointed spa-inspired ensuite bathroom. Enjoy the gorgeous tilework, walk-in shower, and spacious walk-in closet. The guest bedroom also comfortably accommodates a king-sized bed and features a large walk-in closet, ensuring family and visitors enjoy plenty of space. The third bedroom, created from the converted garage, offers exceptional versatility, with ample room for guests, a home office, or a combination of both. An additional garage-door-accessible storage area provides convenient space for your boating essentials and other belongings.An interior laundry room, conveniently located off the kitchen, provides easy access to the side of the home.Step outside and discover the Florida lifestyle you've been dreaming of. Sliding glass doors open to a newer in-ground swimming pool with PebbleTec pool finish, surrounded by attractive pavers, creating a beautiful setting for entertaining, relaxing, and enjoying spectacular sunsets. Covered and screened outdoor entertaining areas provide the perfect place to dine alfresco or unwind after a day on the water.For boating enthusiasts, the waterfront amenities are truly exceptional. The property features a floating dock and a newer Davit Master 10,000-pound remote-controlled boat lift, composite decking on either side for convenient access around the lift and easier boat maintenance. Enjoy fishing from the floating dock, watching the incredible marine life, or simply taking in the peaceful waterfront views. Beyond your own backyard, residents have access to a private sugar sand community beach, complete with a cabana and beach chairs, an ideal setting for evening barbecues, sunset gatherings, and relaxed days by the water. The golf-cart-friendly community has a voluntary HOA, offering additional flexibility. A new, pet-friendly community park for walking and outdoor enjoyment is also coming soon.Whether you're an avid boater, a waterfront lifestyle enthusiast, or simply looking for a beautifully updated home where every day feels like a vacation, this exceptional property offers the perfect combination of comfort, convenience, and coastal living. Make your waterfront dream a reality!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,482

Sqft

0.15 ac

Lot size

1971

Year built

One

Levels

$455

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Primary Bedroom Main Floor · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ParkingCircular Driveway · Driveway
ExteriorOutdoor Shower · Permeable Paving · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$120/mo
Taxes (2025)$5,210/yr
PetsYes
CommunityCommunity Boat Ramp · Golf

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,215 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,248
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$434
HOA fee — from the listing$120
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate7.50%
Loan term

Estimated payment

$5,215/mo

Principal & interest$4,248
PMI (est., until 20% equity)$253
Property taxes (actual bill)$434
HOA / condo fee$120
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $675K
$439KedgeAI estimate $485,778 · range $457K–$518K$702K

vs edgeAI estimate

+39%

$/sqft vs FLOR A MAR

$455 vs $389

Days on market

17 vs 66 typical

Where $455/sqft sits among the 56 homes for sale in FLOR A MAR

9
9
11
11 · this home
7
9
$192–260$260–327$327–394$394–461$461–528$528+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flor-a-mar

Drive times from this address

Tampa Int’l Airport (TPA)≈ 50 min
Downtown Tampa≈ 54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Flor-a-mar — neighborhood snapshot

Population

2,804

Median age

54

Median income

$104,709

Median home value

$475,050

Avg household

2

Households w/ children

142

For the school run

Pasco County School District

HighGulf High School★★★★★
MiddleGulf Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$284K → $280K

New Port Richey median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

29 of 56

FLOR A MAR have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 257% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

Oct 21, 2026Listed at $675,000 · 17 days on market since
1971Built · FLOR A MAR

Reality check

What actually sold near 4951 FORECASTLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4927 FORESTAY COURTSold · Jul ’26

$460,000

4927 FORESTAY COURT · same community

3 bd · 2 ba · 1,512 sqft · $304/sqft · 35 DOM

3747 FLORAMAR TERRACESold · Jul ’26

$642,000

3747 FLORAMAR TERRACE · same community

3 bd · 3 ba · 1,598 sqft · $402/sqft · 46 DOM

3818 TOPSAIL TRAILSold · Dec ’25

$299,000

3818 TOPSAIL TRAIL · same community

2 bd · 2 ba · 1,351 sqft · $221/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4951 FORECASTLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4951 FORECASTLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4951 FORECASTLE DRIVE FAQs

What would the monthly payment be for 4951 FORECASTLE DRIVE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,215/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4951 FORECASTLE DRIVE?+

The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4951 FORECASTLE DRIVE?+

The most recent tax bill on record (2025) was $5,210. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4951 FORECASTLE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $675,000, this home is listed about 141% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4951 FORECASTLE DRIVE?+

Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Kate Wilson. MLS #OM734264.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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