
295 Palmas Inn Way PALMAS INN WAY UNIT 406, HUMACAO, PR, 00791
Active42 days on marketListed Jul 9, 2026MLS #PR9122668
About this home
295 Palmas Inn Way PALMAS INN WAY UNIT 406
Wake up to the sound of the Caribbean Sea in this stunning oceanfront penthouse at Palmanova Plaza, the heart of Palmas del Mar Resort. This 3-bedroom, 2-bath residence spans 2042 sq ft and sits just steps from the community pool, with sweeping, unobstructed ocean views from nearly every room. The open-concept layout combines kitchen, dining, and living areas, ideal for entertaining or enjoying the ocean from every angle. Electric hurricane shutters offer protection and everyday convenience without sacrificing natural light. A separate family room adds flexible space, perfect as an office or quiet retreat. The master suite and living area open through sliding doors onto a generous private balcony, perfect for morning coffee or sunset cocktails with ocean views. The building offers 4 elevators and one dedicated underground parking space. Palmanova Plaza isn't just a residential building; it's Palmas del Mar's town square, with a central fountain and restaurants including Ember & Vine, Agustina, Blue Hawaii, Brasas, Koffy, and Norberto's Piano Bar. It also has Banco Popular, Palmas Market, Casillas Realty, Palmas Insurance, and a dermatology office, all just an elevator ride away. This penthouse places you inside one of Puerto Rico's most exclusive gated communities, with 24/7 security. Amenities include two championship golf courses (Gary Player and Rees Jones), a yacht marina, racquet club, fitness center, and equestrian stables. The community has Palmas Academy, a bilingual school, and Act 60 tax incentives. It's near Humacao and about an hour from San Juan. Airbnb and short-term rentals are allowed, making this penthouse an excellent income-producing property with an oceanfront location and resort amenities. Ideal as a residence, seasonal escape, or vacation rental. Schedule your private showing today. Palmanova Plaza HOA monthly fee 766.43 | Palmas del Mar HOA: $1,300 annually
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,042
Sqft
0 ac
Lot size
2
Garage
1992
Year built
One
Levels
$340
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$4,808 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,808/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.4%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 51% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 295 Palmas Inn Way PALMAS INN WAY UNIT 406
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$515,000
125 MONTECARLO DRIVE · same community
3 bd · 2.5 ba · 2,087 sqft · $247/sqft · 61 DOM
Sold · Feb ’26$675,000
200 OCEAN DRIVE THE MARBELLA CLUB UNIT 221 · same community
2 bd · 2.5 ba · 1,532 sqft · $441/sqft · 535 DOM
Sold · Jul ’26$510,000
140 BEACH VILLAGE DR UNIT 140 · same community
2 bd · 2 ba · 1,391 sqft · $367/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 295 Palmas Inn Way PALMAS INN WAY UNIT 406 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 295 Palmas Inn Way PALMAS INN WAY UNIT 406 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
295 Palmas Inn Way PALMAS INN WAY UNIT 406 FAQs
What would the monthly payment be for 295 Palmas Inn Way PALMAS INN WAY UNIT 406?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,808/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 295 Palmas Inn Way PALMAS INN WAY UNIT 406?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $695,000, this home is listed about 51% above the HUMACAO 00791 median of $459,500. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CASILLAS REALTY GROUP DBA · Ricardo Casillas. MLS #PR9122668.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.


