100 OCEAN DRIVE UNIT 131, HUMACAO, PR, 00791
Active6 days on marketListed Aug 1, 2026MLS #PR9123140
About this home
100 OCEAN DRIVE UNIT 131
a stylish beachfront 2-bedroom, 2-bath ocean-view residence nestled within the exclusive, gated Marbella Club community at Palmas del Mar. This turnkey condo features an open living and dining area, a fully equipped kitchen, central air conditioning, in-unit laundry, and a private covered terrace offering tranquil ocean and tropical breezes. The flexible floor plan includes a primary suite with a king bed and a versatile second bedroom suite furnished with two double beds. Residents and guests enjoy premier resort-style amenities, including direct beach access, resort pools, lush walking paths, full-power generator backup, and seamless access to Palmas del Mar's championship golf courses, tennis and pickleball courts, deep-water marina, and fine dining.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
0
Sqft
0.48 ac
Lot size
2004
Year built
One
Levels
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.
Where it sits
Inside Marbella
Marbella is a short-term-rental community. See the full guide →
The numbers that matter
The HUMACAO 00791 market
This home is listed 99% below the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 100 OCEAN DRIVE UNIT 131
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$485,000
200 OCEAN DRIVE UNIT 325 · same community
2 bd · 2 ba · 1,140 sqft · $425/sqft · 282 DOM
Sold · Jul ’26$810,000
500 OCEAN DRIVE THE MARBELLA CLUB UNIT 533 · same community
2 bd · 2.5 ba · 1,766 sqft · $459/sqft · 3 DOM
Sold · Jul ’26$750,000
500 OCEAN DRIVE UNIT 540 · same community
2 bd · 2.5 ba · 1,775 sqft · $423/sqft · 325 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 100 OCEAN DRIVE UNIT 131 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 100 OCEAN DRIVE UNIT 131 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
100 OCEAN DRIVE UNIT 131 FAQs
What would the monthly payment be for 100 OCEAN DRIVE UNIT 131?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 100 OCEAN DRIVE UNIT 131 be rented short-term?+
Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 100 OCEAN DRIVE UNIT 131?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $4,200, this home is listed about 99% below the HUMACAO 00791 median of $497,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the HUMACAO 00791 market on paper
$4,200 is 99% below the HUMACAO 00791 median of $497,000.
02Zoned for nightly rentals
Marbella is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
Keep looking
Similar homes nearby
Listing courtesy of CARLOS SANTA ANDINO · Carlos Santa Andino. MLS #PR9123140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.