CENTURY 21 Edge
$275,000$285,0004 bd2 ba1,200 sqft$229 /sqft≈$2,422 /mo all-in ↓

VILLA CAROLINA CALLE 102 UNIT 106-19, CAROLINA, PR, 00985

Active50 days on marketListed Sep 1, 2026MLS #PR9123858

✦ Reduced $10KSingle Family ResidenceBUENA VISTA

About this home

VILLA CAROLINA CALLE 102 UNIT 106-19

Live or invest in Villa Carolina! Excellent opportunity to acquire a property with great potential that currently generates income through short-term rentals. The property features 4 bedrooms, 2 bathrooms, a living room, kitchen, dining area, and balcony. The sale includes a refrigerator, stove, furniture, air conditioners, one bed, ceiling fans, and a water heater. Ideal for making it your primary residence or continuing to take advantage of its potential as an investment property. Bank pre-qualification and/or proof of funds is required to schedule a showing.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,200

Sqft

0.08 ac

Lot size

2000

Year built

One

Levels

$229

Per sqft

Inside

FlooringCeramic Tile · Concrete
AppliancesCooktop · Electric Water Heater · Refrigerator
InteriorAttic Fan
LaundryWasher Hookup
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionBlock
FoundationBlock
FacesSouth
ExteriorBalcony

Community & fees

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$2,422 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,888
FHA mortgage insurance (est.)$122
Est. property taxes (1.1%/yr)$252
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate7.50%
Loan term

Estimated payment

$2,422/mo

Principal & interest$1,888
FHA mortgage insurance (est.)$122
Est. property taxes$252
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$176KedgeAI estimate $203,212 · range $183K–$224K$286K

vs edgeAI estimate

+35.3%

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside CAROLINA 00985

CAROLINA 00985 — neighborhood snapshot

Population

31,783

Median age

48

Median income

$35,285

Median home value

$147,700

Avg household

3

Households w/ children

2,613

The numbers that matter

The CAROLINA 00985 market

This home is listed 233% above the CAROLINA 00985 median.

Paper trail

This home's history

CurrentPrice reduced to $275,000 ▼ $10K
Sep 1, 2026Listed at $285,000 · 50 days on market since
2000Built · BUENA VISTA

Reality check

What actually sold near VILLA CAROLINA CALLE 102 UNIT 106-19

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5ta Seccion VILLA CAROLINA UNIT 189-#21Sold · May ’26

$192,000

5ta Seccion VILLA CAROLINA UNIT 189-#21 · same community

4 bd · 2 ba · 1,200 sqft · $160/sqft · 0 DOM

1934 SHADY COVESold · May ’26

$90,000

1934 SHADY COVE · same community

2 bd · 2 ba · 1,108 sqft · $81/sqft · 112 DOM

712 15TH AVENUE SSold · Jul ’26

$360,000

712 15TH AVENUE S · same community

3 bd · 2 ba · 1,320 sqft · $273/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about VILLA CAROLINA CALLE 102 UNIT 106-19 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for VILLA CAROLINA CALLE 102 UNIT 106-19 — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

VILLA CAROLINA CALLE 102 UNIT 106-19 FAQs

What would the monthly payment be for VILLA CAROLINA CALLE 102 UNIT 106-19?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,422/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in CAROLINA 00985?+

At $275,000, this home is listed about 233% above the CAROLINA 00985 median of $82,500. The market section on this page shows how the area is trending.

Listing courtesy of ECO REAL ESTATE · Clarissa Peña Garay. MLS #PR9123858.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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VILLA CAROLINA CALLE 102 UNIT 106-19, CAROLINA, PR — 4 Bed, 2 Bath — $275,000 | CENTURY 21 Edge