7102 MANDY LANE, NEW PORT RICHEY, FL, 34652
Active214 days on marketListed Apr 7, 2026MLS #TB8494488
About this home
7102 MANDY LANE
Virtually Staged. NOW OFFERED UNDER $1 MILLION! AN ICONIC MID-CENTURY MODERN WATERFRONT ESTATE ON THE COTEE RIVER IN NEW PORT RICHEY, FLORIDA! 155 FEET OF WATERFRONT! PRIVATE DOCK & COVERED BOATHOUSE! 1,536-SQ-FT DETACHED TWO-STORY GARAGE! 4 BEDROOMS, 4 BATHROOMS & TWO PRIVATE PRIMARY SUITES! Welcome to an extraordinary Florida waterfront home where TIMELESS ARCHITECTURE MEETS THE ULTIMATE WATERFRONT LIFESTYLE! Offered at $999,999, this Frank Lloyd Wright-inspired Mid-Century Modern estate combines distinctive architectural character, exceptional boating amenities, and versatile living spaces in a setting few properties can match. THIS HOME SITS HIGH & DRY WITH NO HISTORY OF FLOODING! Wake up to breathtaking EASTERN SUNRISES through a dramatic wall of glass overlooking the Cotee River. Watch dolphins, manatees, native birds, and passing boats while enjoying the peaceful beauty of waterfront living. Designed for effortless SINGLE-STORY LIVING, this 4-BEDROOM, 4-BATHROOM HOME WITH A DEDICATED OFFICE showcases authentic Mid-Century Modern details, including a FLOOR-TO-CEILING STONE FIREPLACE, signature triangular windows, vintage tile bathrooms, retro quarry tile flooring, and abundant natural light. TWO PRIMARY SUITES on opposite sides of the home provide exceptional privacy, while a CUSTOM CEDAR SAUNA adds a luxurious touch. The kitchen features handcrafted solid wood cabinetry, granite countertops, stainless steel appliances, and beautiful waterfront views. BOATING ENTHUSIASTS WILL LOVE approximately 155 FEET OF WATERFRONT, a PRIVATE DOCK, COVERED BOATHOUSE, and DEEP-WATER ACCESS! Enjoy boating, fishing, kayaking, or simply relaxing along the scenic Cotee River. CAR COLLECTORS & HOBBYISTS, TAKE NOTICE! The impressive 1,536-SQ-FT DETACHED TWO-STORY GARAGE offers outstanding space for vehicles, a workshop, or hobbies. The upper level, formerly an art studio, provides flexible bonus space for a variety of potential uses. A unique CONCRETE WATERFRONT PARTY PAVILION, circular driveway, covered carport, tranquil rock garden, and ROOM FOR A FUTURE POOL complete this remarkable property. MAJOR IMPROVEMENTS include NEW HURRICANE-IMPACT WINDOWS, NEW INTERIOR & EXTERIOR PAINT, NEW ELECTRICAL SERVICE, whole-home surge protection, updated plumbing, newer HVAC systems, solar water heating, and additional upgrades. AUTHENTIC MID-CENTURY MODERN ARCHITECTURE. EXCEPTIONAL WATERFRONT FRONTAGE. INCREDIBLE BONUS SPACE. ALL NOW OFFERED UNDER $1 MILLION! This is more than a home - it's an opportunity to own a truly distinctive piece of FLORIDA WATERFRONT REAL ESTATE. SOME HOMES SIMPLY CANNOT BE APPRECIATED THROUGH PHOTOGRAPHS ALONE. THIS IS ONE OF THEM! SCHEDULE YOUR PRIVATE SHOWING AND EXPERIENCE IT FOR YOURSELF!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,220
Sqft
0.52 ac
Lot size
1
Garage
1959
Year built
One
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,258 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,258/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.1%
$/sqft vs New Port Richey actives
$311 vs $193
Days on market
214 vs 66 typical
Where $311/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North River
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
North River — neighborhood snapshot
Population
1,135
Median age
54
Median income
$45,841
Median home value
$229,400
Avg household
2
Households w/ children
56%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
231 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 429% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 7102 MANDY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$1,450,000
5777 ELISABETHAN LANE
4 bd · 3.5 ba · 3,035 sqft · $478/sqft · 20 DOM
Sold · Jan ’26$749,000
6025 RANDAN COURT
4 bd · 3 ba · 2,971 sqft · $252/sqft · 18 DOM
Sold · Sep ’26$750,000
5539 DELAWARE AVENUE
4 bd · 3 ba · 2,838 sqft · $264/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7102 MANDY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7102 MANDY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7102 MANDY LANE FAQs
What would the monthly payment be for 7102 MANDY LANE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,258/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7102 MANDY LANE?+
The most recent tax bill on record (2025) was $5,164. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7102 MANDY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $999,999, this home is listed about 257% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7102 MANDY LANE?+
Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$999,999 runs 429% above the NEW PORT RICHEY 34652 median — but at 3,220 sqft it's also nearly twice the size of the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
214 days on market against a New Port Richey median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,820,000, now $999,999 — a $820K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 444 REALTY GROUP LLC · Danielle Angel. MLS #TB8494488.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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