201 SOUTH STREET, PALM HARBOR, FL, 34683
Active9 days on marketListed Oct 3, 2026MLS #TB8552944
About this home
201 SOUTH STREET
RENOVATED OZONA POOL HOME! Welcome to OZONA, where golf carts, boats, breweries, and backyard get-togethers are just part of the lifestyle. This FULLY RENOVATED 3 BED / 2 BATH POOL HOME gives you the fun of living in Palm Harbor’s most loved coastal communities. Inside, the SINGLE-STORY, SPLIT FLOOR PLAN is light, open, and completely renovated. The kitchen features NEW CABINETRY, GRANITE COUNTERS, STAINLESS STEEL APPLIANCES, and a LARGE ISLAND made for gathering. Luxury vinyl plank flooring runs throughout (NO CARPET), both bathrooms have been updated, and the list of improvements is BIG: NEW ROOF + FLASHING (2024), NEW ELECTRICAL PANEL (2025), NEW WATER HEATER (2025), NEW APPLIANCES (2025), and A/C (2020). Even the pool has been refreshed with a NEW POOL PUMP + HEATER (2025). Out back is your own little Florida playground: a PRIVATE HEATED POOL, fire pit, BBQ grill, outdoor dining, shaded seating, loungers, and a FULLY FENCED SIDE YARD. Morning coffee, afternoon swims, dinner outside, drinks around the fire pit…repeat as necessary. And then there’s OZONA. Golf cart to local restaurants and multiple marinas, hop on the Pinellas Trail, or head to nearby Downtown Palm Harbor, Dunedin, Honeymoon Island, and Tarpon Springs. The home is zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High! NO HOA. NO CDD. And with its history as a successful short-term rental, this one offers options—primary home, Florida getaway, or investment property. Come for the pool. Stay because you found out why people LOVE living in Ozona.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,447
Sqft
0.17 ac
Lot size
1966
Year built
One
Levels
$366
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,144 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,144/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs Palm Harbor actives
$366 vs $260
Days on market
9 vs 69 typical
Where $366/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ozona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Ozona — neighborhood snapshot
Population
2,744
Median age
49
Median income
$47,842
Median home value
$625,873
Avg household
3
Households w/ children
242
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
240 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 201 SOUTH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,100,000
196 SHORE DRIVE · same community
4 bd · 4 ba · 2,628 sqft · $419/sqft · 34 DOM
Sold · Dec ’25$625,000
2394 JONES DRIVE
3 bd · 2 ba · 1,448 sqft · $432/sqft · 1 DOM
Sold · Nov ’25$610,000
2336 MIDDLECOFF DRIVE
3 bd · 2 ba · 1,415 sqft · $431/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 201 SOUTH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 201 SOUTH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
201 SOUTH STREET FAQs
What would the monthly payment be for 201 SOUTH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,144/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 201 SOUTH STREET?+
The most recent tax bill on record (2024) was $7,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 201 SOUTH STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $530,000, this home is listed about 40% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.
Which schools are assigned to 201 SOUTH STREET?+
Ozona Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$530,000 runs 38% above the PALM HARBOR 34683 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ozona Elementary School, Palm Harbor Middle School, Palm Harbor University High — Ozona Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Amanda Lebiszczak. MLS #TB8552944.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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