
201 LAGOON DRIVE, PALM HARBOR, FL, 34683
Active45 days on marketListed Aug 28, 2026MLS #TB8543111
About this home
201 LAGOON DRIVE
4-POINT INSPECTION COMPLETED WITH A CLEAN REPORT! Welcome to coastal living at its finest in the highly sought-after, golf-cart-friendly community of Ozona in Palm Harbor. This beautifully remodeled and elevated 4-bedroom, 3-bath residence offers approximately 2,764 square feet of thoughtfully designed living space on a spacious 0.29-acre lot. Blending timeless character with modern updates, this exceptional home offers a versatile layout, inviting indoor-outdoor living, and the relaxed Florida lifestyle you've been waiting for. Step inside to a welcoming open-concept floor plan where natural light, generous living spaces, and thoughtful details create an ideal environment for both everyday living and entertaining. The spacious great room features a charming wood-burning fireplace and flows seamlessly into the beautifully appointed kitchen. Designed to be the heart of the home, the kitchen offers a generous center island, ample cabinetry, and an open connection to the surrounding living and dining areas. French doors provide a seamless transition from the interior living spaces to a spacious, fully screened balcony. With generous room for dining, entertaining, and relaxing, this elevated outdoor space overlooks the sparkling pool and beautifully landscaped paver lanai, creating a private retreat for enjoying Florida's year-round outdoor lifestyle. The primary suite offers its own peaceful escape, with access to the screened balcony and tranquil views of the pool and surrounding grounds. The home's elevated design provides exceptional flexibility and additional living potential. The lower level features a spacious area with a second kitchen and private-entry potential, offering a variety of possibilities for a guest suite, multigenerational living arrangement, home office, recreation room, or additional entertaining space. This versatile configuration provides the opportunity to tailor the home to a variety of lifestyles and needs. Outdoor living is equally impressive, with a newly refinished pool surrounded by a spacious paver lanai, mature landscaping, outdoor shower, and ample room for entertaining. The property also features a two-car garage, RV hook up and parking, a front deck, and an inviting outdoor setting that takes full advantage of the Florida climate. Ideally situated in the desirable Ozona community, this home offers a wonderful combination of privacy, convenience, and coastal charm. Enjoy the area's relaxed atmosphere and golf-cart-friendly lifestyle while being close to local restaurants, shops, marinas, the Gulf, the Pinellas Trail, downtown Palm Harbor, and the vibrant dining and entertainment options of nearby Dunedin. With its beautifully remodeled interior, flexible living spaces, elevated design, private pool, exceptional outdoor entertaining areas, and desirable Ozona location, 201 Lagoon Drive presents a rare opportunity to experience the best of Palm Harbor's coastal lifestyle. Whether you're looking for a full-time residence, a private Florida retreat, or a home designed for entertaining and extended family, this distinctive property offers the space, versatility, and setting to make Florida living truly exceptional.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,764
Sqft
0.29 ac
Lot size
2
Garage
1981
Year built
Multi/Split
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,359 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,359/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24%
$/sqft vs Palm Harbor actives
$325 vs $263
Days on market
45 vs 69 typical
Where $325/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ozona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Ozona — neighborhood snapshot
Population
2,744
Median age
49
Median income
$47,842
Median home value
$625,873
Avg household
3
Households w/ children
242
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
240 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 201 LAGOON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,100,000
196 SHORE DRIVE · same community
4 bd · 4 ba · 2,628 sqft · $419/sqft · 34 DOM
Sold · Dec ’25$835,000
2760 BEAGLE PATH WAY
4 bd · 3 ba · 2,811 sqft · $297/sqft · 40 DOM
Sold · Jun ’26$1,140,000
536 BAYWOOD DRIVE N
3 bd · 3 ba · 2,670 sqft · $427/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 201 LAGOON DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 201 LAGOON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
201 LAGOON DRIVE FAQs
What would the monthly payment be for 201 LAGOON DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 201 LAGOON DRIVE?+
The most recent tax bill on record (2025) was $134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 201 LAGOON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $899,000, this home is listed about 138% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.
Which schools are assigned to 201 LAGOON DRIVE?+
Ozona Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,000 runs 135% above the PALM HARBOR 34683 median — but at 2,764 sqft it's also nearly twice the size of the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ozona Elementary School, Palm Harbor Middle School, Palm Harbor University High — Ozona Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $970,000, now $899,000 — a $71K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Katelyn Hembree. MLS #TB8543111.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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