
1555 SUNRAY DRIVE, PALM HARBOR, FL, 34683
Active8 days on marketListed Oct 4, 2026MLS #TB8554514
About this home
1555 SUNRAY DRIVE
If Serenity is what you are looking for then this beautiful Serenity Sub division home is just for you! Numerous amenities await you in this 4 bedroom, 2 bath, 3 Car garage pool home in the desirable Serenity subdivision of Palm Harbor. Designed for both everyday living and entertaining, the home features a distinctive courtyard-style lanai with a pool, spa, outdoor kitchen, gas fireplace and lush landscaping on the outside. Numerous updates and thoughtful features provide comfort, convenience and peace of mind. Ask for the extensive home amenities sheet featuring all the updates and additions that are too numerous to add here. Look at the video provided for a better view of the home. Inside, the open kitchen overlooks the great room and lanai and features tall wood cabinetry, granite countertops, bar seating for four, a top of the line Bosch dishwasher and a cozy dinette with pool views. The large primary suite with views of the pool offers two walk-in closets with custom storage and an en-suite bath with soaking/jetted tub, dual-head walk-in shower with bench and built-in shelf, and separate water closet. Additional features include pocket doors, LED recessed lighting, remote-controlled ceiling fans, extra outlets and a well-appointed laundry room with cabinetry, shelving, utility sink and hidden ironing board. The courtyard-style lanai is a true outdoor living retreat. The 10,500-gallon Pebble Tech saltwater pool includes a raised jetted spa, platform seating in the deep end, multi-color lighting, pop-up cleaners and programmable pump. The covered lanai features decorative wall coves, granite ledges, raised planters and a gas fireplace. The outdoor kitchen offers a built-in gas grill, sink, disposal, refrigerator, cabinetry and granite bar seating beneath a tin roof with pendant lighting. The three-car garage has been expanded for built-in shelving and a workbench, and the extended driveway provides additional parking. The large fenced backyard features lush landscaping, a keypad-access storage shed, deep-well irrigation and French drain system. Built-in pest-control tubes, security lighting, Ring doorbell and extensive hurricane protection—including shutters and locking doors for windows, entry and lanai—add security and convenience. Recent improvements include a 2025 AC with 10-year warranty and electronic filter system, 2019 roof with fully paid solar panels and monitoring app, 2026 ADT security upgrade, 2026 water softener and reverse-osmosis system, plus a whole-house natural gas generator with service and maintenance paid through 2027. Enjoy Serenity's quiet Palm Harbor setting near Honeymoon Island, the Pinellas Trail, Wall Springs Park, Downtown Palm Harbor, the Tarpon Springs Sponge Docks and Innisbrook Resort. With its unique courtyard design, exceptional outdoor living space, extensive updates and impressive list of extras, this home offers a distinctive Florida lifestyle in a desirable Palm Harbor location. There’s plenty to see and appreciate—come take a closer look and see what makes this Serenity home such a rare find!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,265
Sqft
0.34 ac
Lot size
3
Garage
2001
Year built
One
Levels
$386
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,754 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,754/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.8%
$/sqft vs Palm Harbor actives
$386 vs $260
Days on market
8 vs 69 typical
Where $386/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Serenity, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,988/mo median
Live Palm Harbor rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Serenity
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Serenity is a short-term-rental community. See the full guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
242 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1555 SUNRAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$825,000
2268 SERENITY LANE · same community
3 bd · 2 ba · 2,282 sqft · $362/sqft · 26 DOM
Sold · Jul ’26$630,000
2786 VALENCIA LANE W
3 bd · 2 ba · 2,272 sqft · $277/sqft · 3 DOM
Sold · Jul ’26$599,000
4703 ORANGE GROVE WAY
3 bd · 2 ba · 2,312 sqft · $259/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1555 SUNRAY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1555 SUNRAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1555 SUNRAY DRIVE FAQs
What would the monthly payment be for 1555 SUNRAY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,754/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1555 SUNRAY DRIVE?+
The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1555 SUNRAY DRIVE?+
The most recent tax bill on record (2025) was $4,834. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1555 SUNRAY DRIVE be rented short-term?+
Yes — this home sits inside Serenity, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1555 SUNRAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $875,000, this home is listed about 132% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1555 SUNRAY DRIVE?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$875,000 runs 128% above the PALM HARBOR 34683 median — but at 2,265 sqft it's also 54% larger than the typical Palm Harbor listing.
02Zoned for nightly rentals
Serenity is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Pamela Bass. MLS #TB8554514.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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