CENTURY 21 Edge
$849,9004 bd3 ba2,449 sqft$347 /sqft≈$5,815 /mo all-in ↓

3553 FLORIAN TERRACE, PALM HARBOR, FL, 34685

Active4 days on marketListed Oct 8, 2026MLS #TB8555036

Private poolSingle Family ResidenceIVY RIDGE PH 1

About this home

3553 FLORIAN TERRACE

Updated Lansbrook Pool Home, Steps from the Lakefront Park Welcome to this beautifully updated 4-bedroom, 3-bath home in the sought-after Lansbrook community. Fresh, stylish, and move-in ready, it has been thoughtfully refreshed throughout. Inside, the unique 3-wing split floor plan gives each bedroom its own private space, so everyone has room to relax and retreat. Beautiful LUXURY LVP FLOORING flows through the home, adding a warm, modern look that's as practical as it is attractive. At the heart of the home, the UPDATED KITCHEN features BRAND NEW APPLIANCES, making it ideal for everyday meals or entertaining. The three bathrooms have been refreshed as well, each with UPDATED VANITIES. From the living area, HIGH IMPACT SLIDERS open to your own backyard escape. Here, the newer pool with a sun shelf and spa retreat is perfect for lounging, cooling off, or unwinding at the end of the day. The large yard surrounding it offers plenty of space for play, gatherings, or future outdoor additions. Step beyond your yard and you'll find that life in Lansbrook is lived outdoors. Just a half block away, the private lakefront park is where neighbors gather for community festivities, stroll the walking trails, and enjoy playing on the playground. Boaters will love it too: bring your jet skis and boats to launch from the boat ramp, or keep them docked in the boat slips, ready for a day on the lake. Nearby, Lansbrook Commons Park adds even more to enjoy, with a new pickleball court, basketball, soccer, and volleyball areas, plus a second playground. And when you're ready to venture out, the location makes it easy. Nestled between the beaches and Tampa, Lansbrook puts you about 20 minutes from the sand and just minutes from downtown Tarpon Springs, Trinity, and Palm Harbor. The Pinellas Trail is close by for biking and walking, along with several golf courses, the YMCA, restaurants, and shops. Stylish updates, a fantastic floor plan, and a true Florida lifestyle all come together here. Schedule your showing today and see what life in Lansbrook is all about!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,449

Sqft

0.3 ac

Lot size

3

Garage

1995

Year built

One

Levels

$347

Per sqft

Private poolPool viewPets allowed

Inside

FlooringTile · Vinyl
AppliancesCooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesSouthwest
ParkingDriveway · Garage Door Opener · Ground Level · Oversized
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$190/mo
Taxes (2025)$6,728/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,815 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$561
HOA fee — from the listing$190
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,990
Interest rate6.00%
Loan term

Estimated payment

$5,815/mo

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property taxes (actual bill)$561
HOA / condo fee$190
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $850K
$580KedgeAI estimate $671,069 · range $604K–$738K$884K

vs edgeAI estimate

+26.6%

$/sqft vs Palm Harbor actives

$347 vs $260

Days on market

4 vs 69 typical

Where $347/sqft sits among the 400 Palm Harbor actives

75
79
87
76
45 · this home
38
$155–197$197–238$238–280$280–321$321–363$363+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lansbrook Village

Drive times from this address

Tampa Int’l Airport (TPA)≈ 39 min
Downtown Tampa≈ 42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Lansbrook Village — neighborhood snapshot

Population

5,604

Median age

49

Median income

$140,957

Median home value

$625,945

Avg household

3

Households w/ children

606

For the school run

Pinellas County School District

HighEast Lake High School★★★★★
ElementaryBrooker Creek Elementary School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$420K → $440K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

241 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 108% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $849,900 · 4 days on market since
1995Built · IVY RIDGE PH 1

Reality check

What actually sold near 3553 FLORIAN TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3596 FLORIAN TERRACESold · May ’26

$870,000

3596 FLORIAN TERRACE · same community

4 bd · 3 ba · 2,776 sqft · $313/sqft · 5 DOM

3040 WINDRIDGE OAKS DRIVESold · Apr ’26

$510,000

3040 WINDRIDGE OAKS DRIVE

4 bd · 3 ba · 2,492 sqft · $205/sqft · 37 DOM

3097 ROBINWOOD LANESold · Apr ’26

$525,250

3097 ROBINWOOD LANE

3 bd · 2 ba · 2,351 sqft · $223/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 3553 FLORIAN TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3553 FLORIAN TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3553 FLORIAN TERRACE FAQs

What would the monthly payment be for 3553 FLORIAN TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,815/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3553 FLORIAN TERRACE?+

The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3553 FLORIAN TERRACE?+

The most recent tax bill on record (2025) was $6,728. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3553 FLORIAN TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $849,900, this home is listed about 125% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.

Which schools are assigned to 3553 FLORIAN TERRACE?+

East Lake High School (high), Brooker Creek Elementary School (elementary), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$849,900 runs 108% above the PALM HARBOR 34685 median — but at 2,449 sqft it's also 67% larger than the typical Palm Harbor listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 4 days on market in a Palm Harbor market that averages 69 — if it fits, move quickly.

04Strong assigned schools

East Lake High School, Brooker Creek Elementary School, Tarpon Springs Middle School — East Lake High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Tiffany Spyridakos. MLS #TB8555036.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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