200 LAGOON DRIVE, PALM HARBOR, FL, 34683
Active3 days on marketListed Oct 9, 2026MLS #TB8555862
About this home
200 LAGOON DRIVE
Who doesn’t want to live in Ozona—one of Pinellas County’s most sought-after coastal communities? This beautifully remodeled 2-bedroom, 2-bath home is the Ozona gem you’ve been waiting for! From the moment you step inside, you’ll love the bright, open floor plan and beautifully refinished terrazzo floors that bring timeless Florida charm throughout the home. The showstopper is the gorgeous, completely renovated kitchen featuring beautiful quartz countertops, a huge center island, upgraded appliances, generous cabinetry, and a built-in coffee bar and pantry that provide both incredible storage and stylish functionality. The home also offers a spacious dining area, an additional den or office, two generously sized bedrooms, two full bathrooms, and plenty of extra closet and storage space. The main bathroom has been beautifully updated with a new vanity and double-bowl quartz countertop. The second bath is also newly updated and has a beautiful single tiled shower. Extensively renovated in 2024 and 2025, this home is truly move-in ready with a brand-new kitchen, new A/C, new appliances, electrical updates, tankless water heater, large louver shutters, bamboo shades, and fresh interior and exterior paint. All renovation work was properly permitted, and all permits have been closed for added peace of mind. Outside, the beautiful circular paver driveway creates fantastic curb appeal and includes a large front sitting area—the perfect place to relax and enjoy the laid-back Ozona lifestyle. Ozona is known for its golf-cart-friendly atmosphere, local restaurants and bars, coastal charm, and incredible location. Nestled between Tarpon Springs and Dunedin in Palm Harbor, you can even enjoy easy golf-cart access to downtown Palm Harbor and all the dining, entertainment, and community events the area has to offer. Let's not forget to mention that the gorgeous Honeymoon Island Beach and causeway is only a few minutes away. Beautifully renovated, ideally located, and ready for its new owners—this special Ozona home is one you don’t want to miss. Call today to schedule your showing!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,230
Sqft
0.18 ac
Lot size
1959
Year built
One
Levels
$398
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,754 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,754/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.1%
$/sqft vs Palm Harbor actives
$398 vs $260
Days on market
3 vs 69 typical
Where $398/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ozona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Ozona — neighborhood snapshot
Population
2,744
Median age
49
Median income
$47,842
Median home value
$625,873
Avg household
3
Households w/ children
242
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
241 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 LAGOON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,100,000
196 SHORE DRIVE · same community
4 bd · 4 ba · 2,628 sqft · $419/sqft · 34 DOM
Sold · Mar ’26$630,000
2539 GARY CIRCLE UNIT 602
2 bd · 2 ba · 1,254 sqft · $502/sqft · 47 DOM
Sold · Mar ’26$200,000
433 S PAULA DRIVE UNIT 21
2 bd · 2.5 ba · 1,290 sqft · $155/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 200 LAGOON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 LAGOON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
200 LAGOON DRIVE FAQs
What would the monthly payment be for 200 LAGOON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,754/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 LAGOON DRIVE?+
The most recent tax bill on record (2025) was $5,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 LAGOON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $489,000, this home is listed about 30% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.
Which schools are assigned to 200 LAGOON DRIVE?+
Ozona Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$489,000 runs 28% above the PALM HARBOR 34683 median.
02Fresh on the market
Only 3 days on market in a Palm Harbor market that averages 69 — if it fits, move quickly.
03Strong assigned schools
Ozona Elementary School, Palm Harbor Middle School, Palm Harbor University High — Ozona Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Cheryl Guggi. MLS #TB8555862.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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