
5448 PILOTS PLACE, NEW PORT RICHEY, FL, 34652
Active7 days on marketListed Oct 31, 2026MLS #TB8557746
About this home
5448 PILOTS PLACE
Virtually Staged. DEEP-WATER GULF ACCESS, 80 FT of WATERFRONT, A PRIVATE SCREENED POOL, AND A KITCHEN MADE FOR ENTERTAINING—welcome to your Florida waterfront wish list at 5448 Pilots Place! Located in the established boating community of Gulf Harbors, this upgraded 3-bedroom, 3-bathroom home pairs direct Gulf access with the comforts that make paradise feel like home. Keep your boat in your own backyard on the 10,000-pound lift with dedicated power, enjoy the recently redecked floating dock, and trade trailering and crowded boat ramps for spontaneous days on the water from your backyard. From island hopping and fishing to sunset cruises, your next adventure starts at your dock. Back home, the spacious screened in pool with nebula lighting invites you to keep the vacation going. A sparkling pool with LED lighting, an expansive paved patio, and privacy on both sides create an inviting setting for afternoon swims, dinner with friends, and relaxed evenings overlooking the canal. The gourmet kitchen delivers with an impressive 48-inch, eight-burner gas range, double convection ovens, a drawer microwave, matching four door refrigerator and dishwasher, touch faucet and a dedicated wine bar. Whether you’re preparing the day’s catch or hosting your first Florida holiday, this kitchen is ready for the occasion. Plank tile flooring in the living area, and plantation shutters (living area, and primary suite) bring a polished coastal feel to the interior. The spacious primary suite features an oversized walk-in closet and an ensuite bath with dual vanities, a heated towel rack, fog-resistant lit mirrors, and a beautifully remodeled shower. Additional bedrooms offer custom built-out closets, while the third bedroom includes its own ensuite bathroom and walk-in closet—an inviting setup for visiting guests. Practical upgrades complement the waterfront lifestyle: impact-rated windows and doors throughout, a 2024 A/C system, a new water heater, a water softener, and indoor laundry. The garage adds epoxy flooring and an EV charging plug. Make your move to the Gulf Coast with the boat lift, pool, entertaining spaces, and thoughtful upgrades already in place which include zoishia grass that requires very little to no maintenance during cooler months. Gulf Harbors features OPTIONAL HOA of ONLY $125 a year which includes fabulous events all year long such as concerts, boat parades and more! The entire neighborhood is also golf cart friendly with easy access via Marine to downtown New Port Richey. The community has a sacred private beach available for Members only, which is gated, with 21 cabanas and includes grills and bathrooms, and showers for only $200 a year! Schedule your private showing and discover what everyday life could look like in Gulf Harbors. You will absolutely LOVE IT HERE!!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,934
Sqft
0.22 ac
Lot size
1971
Year built
One
Levels
$507
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,922 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,922/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35%
$/sqft vs FLOR A MAR
$507 vs $397
Days on market
7 vs 66 typical
Where $507/sqft sits among the 56 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,804
Median age
54
Median income
$104,709
Median home value
$475,050
Avg household
2
Households w/ children
142
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
28 of 56
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 418% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5448 PILOTS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$860,000
5401 PILOTS PLACE · same community
3 bd · 2 ba · 1,868 sqft · $460/sqft · 24 DOM
Sold · Sep ’26$760,000
4851 BONITO DRIVE · same community
3 bd · 2.5 ba · 2,022 sqft · $376/sqft · 254 DOM
Sold · Dec ’25$603,900
4918 FORECASTLE DRIVE · same community
3 bd · 2 ba · 2,094 sqft · $288/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5448 PILOTS PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5448 PILOTS PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5448 PILOTS PLACE FAQs
What would the monthly payment be for 5448 PILOTS PLACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,922/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5448 PILOTS PLACE?+
The most recent tax bill on record (2025) was $2,743. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5448 PILOTS PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $979,900, this home is listed about 250% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5448 PILOTS PLACE?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$979,900 runs 418% above the NEW PORT RICHEY 34652 median — but at 1,934 sqft it's also 38% larger than the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a New Port Richey market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Jakea Cates. MLS #TB8557746.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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