3517 SEAWAY DRIVE, NEW PORT RICHEY, FL, 34652
Active4 days on marketListed Nov 3, 2026MLS #W7890862
About this home
3517 SEAWAY DRIVE
Virtually Staged, 77’ deep Waterfront Paradise! Sailboat Access! Completely Remodeled - This turn-key home features premium flooring and a high-end chef’s kitchen with top-tier finishes. Situated in an outdoor lover’s dream community, you are minutes from world-class boating, fishing, and an exclusive private Gulf-front beach. Priced remarkably affordably compared to surrounding waterfront markets, this luxury haven is the ultimate Florida lifestyle deal. Roof: Insulated 6 yrs ago. Fully renovated interior, HVAC/AC UNIT REPLACED APPROX 4 YRS AGO. Professionally Designed by an Interior Designer. Furniture negotiable (Clarify Virtually Staged Items). Luxury home…high-end Finishes, Love the new interior doors, beautiful flooring throughout, new lighting, bathrooms, and kitchen. This home offers a CLEAN Canvas, Bright and Airy, As Beautiful as it is - Easy to transform into your Choice of Decor and Style. The open floor plan is with abundant natural light throughout. The detailed updated kitchen is centrally located with breakfast bar, and nice size pantry! This open-concept kitchen seamlessly connects to the family & dining room, creating an ideal space for entertainment. Yes! 77’ of Seawall, allowing you to add large or small boat lift - custom design your seawall into a space for all your toys - you can utilize entire space of waterfront...Only steps away from your home. Not tide sensitive just jump in your boat and go, no need to plan days in advance, this is the beauty of having your boat at your property. Why wait, start living your dream. Boat Lovers…spend your day exploring the island beaches or just pull your boat up to a local restaurant. Gulf Harbors Civic Association also has events - This is an optional Membership $125 a year – Community paper lists all events and mentions all various clubs that are avail to join if interested. As a member - Community offers two boat ramps; a key is required for access at a small fee. Community Park seems to continue to add events and include a Dog Park. Gulf Harbors Yacht club near and full of events, community center with monthly events. The Gulf of Mexico/America only mins away. You are near waterfront dining by boat access or car, & shopping! Historical Downtown New Port Richey offers fun places to visit. Interesting silent movie industry past! Don’t miss this old town charm. Tampa Airport about 50 mins away, the Historical Tarpon Springs Sponge docks only 15 mins away. Clearwater Beach is about 50 mins away. Outdoor patio, front formal living room, and dining room near kitchen is virtually staged. Setup your showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,822
Sqft
0.2 ac
Lot size
1975
Year built
One
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,217 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,217/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs FLOR A MAR
$384 vs $389
Days on market
4 vs 66 typical
Where $384/sqft sits among the 57 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,804
Median age
54
Median income
$104,709
Median home value
$475,050
Avg household
2
Households w/ children
142
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
28 of 57
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 270% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 3517 SEAWAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$860,000
5401 PILOTS PLACE · same community
3 bd · 2 ba · 1,868 sqft · $460/sqft · 24 DOM
Sold · Aug ’26$500,000
4925 BONITO DRIVE · same community
3 bd · 2 ba · 1,720 sqft · $291/sqft · 153 DOM
Sold · May ’26$435,000
3783 FLORAMAR TERRACE · same community
3 bd · 2 ba · 1,716 sqft · $253/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3517 SEAWAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3517 SEAWAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3517 SEAWAY DRIVE FAQs
What would the monthly payment be for 3517 SEAWAY DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,217/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3517 SEAWAY DRIVE?+
The most recent tax bill on record (2025) was $4,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3517 SEAWAY DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $699,000, this home is listed about 150% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3517 SEAWAY DRIVE?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,000 runs 270% above the NEW PORT RICHEY 34652 median — but at 1,822 sqft it's also 29% larger than the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a New Port Richey market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BEST OF THE GULF REALTY INC · Evelyn Gilder. MLS #W7890862.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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