Gulf Middle School

It's a strong fit if you want a boating and fishing lifestyle over a busy suburban one — the Gulf Middle School zone is defined by canal access to Pine Island Sound and the Gulf. With 173 waterfront and 154 pool homes among the 521 active St James City homes for sale, the area rewards buyers who value water access and outdoor living.

It's mid-range for coastal Florida, with a median list price of $449,900 and a median sold price of $410,000 over the last 12 months. That said, prices swing hard based on water access — listings run from $75,000 to $16.85M, and 53 active homes are priced above $1M.

The median list price is $449,900 and homes average $332 per square foot, on a median size around 1,784 square feet. Over the past year, 850 homes sold at a median of $410,000, so real closing prices tend to land a bit below asking.

There are 521 active listings and homes are taking a median 57 days to sell, which gives buyers time to compare. Sellers averaged 96% of asking price over the last 12 months, so well-researched offers below list are landing regularly — check the live map to track current inventory.

Median HOA runs about $785/month, though that varies widely since many single-family island lots carry no association at all. The median annual property tax is $4,841, and if you're weighing renting first, the median rent here is about $4,200/month.