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Neighborhood · Largo, Florida

Harbor Lake Estates

Established Largo living close to the water

1

Homes for sale

$578,000

Median list price

$235

Avg price / sqft

23

Median days on market

Search Harbor Lake Estates on the map

Harbor Lake Estates sits in the heart of Pinellas County, an established residential pocket of Largo surrounded by well-known communities like East Bay, Palm Hill and Water View Estates. It's the kind of settled, quiet neighborhood where homes are sized for real life — the median here runs about 2,461 square feet — and Tampa International Airport is a manageable 39-minute drive when you need it.

For a buyer, this is a tight, low-inventory market: there's just one active listing right now at $599,900, so anything that comes up moves fast. Over the past year seven homes sold at a median of $476,000, with sellers pulling in about 97% of asking — a sign that priced-right listings don't linger, and preparation before you shop pays off.

Harbor Lake Estates is a community in Largo, Florida.

Quick facts

$578,000$578K price range

2,461 sqft median home

$1,650/mo median rent

6 sold in 12 months

Drive times

Tampa Int’l Airport (TPA)39 min
Downtown Tampa45 min

On the market now

Homes for sale in Harbor Lake Estates

Every active listing inside the Harbor Lake Estates boundary

Open full map search →

The numbers that matter

The Harbor Lake Estates market

6

Sold, last 12 months

$492,250

Median sold price

97%

Sale-to-list ratio

What sellers actually get vs asking

31 days

Median time to sell

Harbor Lake Estates vs Largo

Median list price

Harbor Lake Estates$578K
Largo Co.$290K

Price per sqft

Harbor Lake Estates$235
Largo Co.$252

Days on market

Harbor Lake Estates23d
Largo Co.54d

Median sold price — 3-yr, 3-mo rolling

7.1% yr/yr

$395K$524K$654KOct ’23May ’26

Homes sold per month

012Oct ’23May ’26

Live Stellar MLS data — every listing and closed sale inside the Harbor Lake Estates boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Harbor Lake Estates is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Harbor Lake Estates home

$3,961/mo

Principal & interest $3,045
Property tax $706
Insurance (est.) $210

$578,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$1,650/mo

Median rent

Homes for rent inside the boundary

Population

232

Median age

48

Median income

$93,750

Median home value

$276,700

Beyond the listings

Living in Harbor Lake Estates

Appearance oriented

Top 3% in the U.S.

Body Art

Who says the body isn't a canvas? This population loves talking about tattoos, body art and piercings.

Beliefs

Top 4% in the U.S.

Local Engagement

These citizens want to make their neighborhood a better, more beautiful place to live. They're attentive to the needs and affairs of the local community.

Appearance oriented

Top 6% in the U.S.

Trend Trackers

This population lives as fast as the culture. They like to keep up with the latest trends, especially when it comes to apparel and accessories.

Hobbies & Interests

Top 8% in the U.S.

Dog Lovers

Pups are just another member of the family. Dog lovers adore their tail-wagging friends and are looking for new ways to make them happy.

Emotional

Top 12% in the U.S.

Gratitude

From generous tipping to standing ovations, this population has a way with giving someone a pat on the back.

Appearance oriented

Top 17% in the U.S.

Fitness Fashion

Workout clothes aren't just for working out anymore. This population enjoys wearing name-brand athletic apparel for fashion and functional purposes.

People who close here

Our Largo experts

Straight answers

Harbor Lake Estates FAQs

Is Harbor Lake Estates a good place to live?+

It's an established, quiet residential neighborhood in central Largo, close to well-known communities like Shipwatch Yacht Club and Fairway Village. Homes run larger than average at around 2,461 square feet, and you're about 39 minutes from Tampa International Airport when you need to travel.

Is Harbor Lake Estates expensive?+

It sits in the mid-to-upper range for the area, with the single active listing priced at $599,900 and last year's sold homes landing at a median of $476,000. At roughly $244 per square foot, you're paying for size and an established location rather than new construction.

What do homes cost in Harbor Lake Estates?+

The current active listing is priced at $599,900, while homes that actually closed over the past 12 months did so at a median of $476,000. Expect prices to reflect larger floor plans, with the typical home around 2,461 square feet at about $244 per square foot.

How is the market in Harbor Lake Estates?+

It's a low-inventory, fast-moving market with just one active listing and a median of only one day on market. Seven homes sold in the past year and sellers averaged 97% of their asking price, so well-priced listings don't sit around — come prepared to move.

What about HOA fees and property taxes?+

There's no reported median HOA fee for the neighborhood, which keeps monthly carrying costs simpler. The median annual property tax runs about $8,467, and if you're weighing renting instead, the median rent in the area is around $1,750 per month.

Keep exploring

More Largo neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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