CENTURY 21 Edge
$795,0002 bd2 ba1,900 sqft$418 /sqft$5,515 /mo all-in ↓

2107 89TH ST NW, BRADENTON, FL, 34209

Active729 days on marketListed Aug 3, 2024MLS #A4619043

Single Family ResidenceRIVER HARBOR WEST CONDO

About this home

2107 89TH ST NW

This home is located in one of the best locations in Northwest Bradenton. Minutes to the sugar sand beaches of the Gulf of Mexico, Robinson Preserve with hiking and kayak water trails, and the DeSoto National Park on the banks of the Manatee River. The community common area features 450 feet of trec boat dock, clubhouse, pool, spa, with tennis and pickle ball courts. Overlooking the Tampa Bay and don't forget the fabulous sunsets. The home features a contemporary design with high ceilings throughout. Solid counter top with a spacious eat in counter. Gas cook top and double oven for the chef in your home. Premium kitchen wood cabinets. Separate wet bar with gas burning fireplace. The master suite has a walk-in closet with washer/dryer. Separate steeple tub, shower and water closet. Split bedroom design with second bedroom having a full bath and sliding doors to the garden porch area. Also an over-sized two car garage with side door access. This home features beautiful landscape throughout the backyard from the covered porch area. Great for entertaining and having cookouts.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,900

Sqft

0.25 ac

Lot size

2

Garage

2004

Year built

One

Levels

$418

Per sqft

Fireplace

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesWest
ExteriorCourtyard · Garden · Lighting · Sliding Doors

Community & fees

HOA fee$473/mo
Taxes (2023)$3,528/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Propane · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,515 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property tax — 2023 actual bill$294
HOA fee — from the listing$473
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate6.00%
Loan term

Estimated payment

$5,515/mo

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property taxes (actual bill)$294
HOA / condo fee$473
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$418 vs $249

Days on market

729 vs 53 typical

Where $418/sqft sits among the 400 Bradenton actives

105
100
89
45
24 · this home
37
$126–189$189–252$252–315$315–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 2107 89TH ST NW

Drive times from this address

Downtown Tampa65 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34209 — neighborhood snapshot

Population

33,586

Median age

58.1

Median income

$80,829

Median home value

$357,300

Avg household

2.21

Households w/ children

2,354

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

200 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 206% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Aug 3, 2024Listed at $795,000 · 729 days on market since
2004Built · RIVER HARBOR WEST CONDO

Reality check

What actually sold near 2107 89TH ST NW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6907 11TH AVENUE NWSold · Dec ’25

$340,000

6907 11TH AVENUE NW

3 bd · 2 ba · 1,872 sqft · $182/sqft · 30 DOM

311 76TH STREET NWSold · Mar ’26

$452,000

311 76TH STREET NW

3 bd · 2 ba · 1,868 sqft · $242/sqft · 72 DOM

1116 78TH STREET NWSold · Dec ’25

$620,000

1116 78TH STREET NW

3 bd · 2 ba · 1,868 sqft · $332/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2107 89TH ST NW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2107 89TH ST NW — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2107 89TH ST NW FAQs

What would the monthly payment be for 2107 89TH ST NW?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,515/mo — principal and interest, the actual property-tax bill, the $473/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2107 89TH ST NW?+

The association fee works out to $473 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2107 89TH ST NW?+

The most recent tax bill on record (2023) was $3,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2107 89TH ST NW?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $795,000, this home is listed about 101% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 2107 89TH ST NW?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL ESTATE MART · John Rehmann. MLS #A4619043.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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