CENTURY 21 Edge
$8,775,000$10,995,0004 bd4.5 ba3,500 sqft$2,507 /sqft$52,788 /mo all-in ↓

109 N WARBLER LANE, SARASOTA, FL, 34236

Active576 days on marketListed Jan 8, 2025MLS #A4629249

Reduced $2.2MWaterfrontPrivate poolSingle Family ResidenceBIRD KEY SUB

About this home

109 N WARBLER LANE

Pre-Construction. To be built. $1,200,000 price improvement!!! Remarkable opportunity to purchase a superior crafted Seaward Homes Curated Collection property. Gorgeous deepwater Bird Key Bayfront property with oversized 120' of waterfront. The home is located on a quiet cul-de-sac, and it is the epitome of modern luxury living. At Seaward Homes, every detail is thoughtfully considered from enhanced hurricane construction in our initial design, through all phases of construction to project closeout. The site enjoys a protected Bayfront bayou with stunning views of Sarasota Bay and the Sarasota Yacht Club. Built with resilience and safety in mind, this Modern home features solid concrete block construction on both floors, impact hurricane-rated windows, and ten-foot tall sliding glass doors throughout, ensuring peace of mind even in adverse weather conditions. Indulge your culinary passions in a sleek, modern kitchen with custom handmade cabinets, 1 1/4-inch solid quartzite stone countertops, and a Thermador professional series appliance package. The open floor plan seamlessly connects the kitchen and great room, creating a spacious and inviting atmosphere. With 10-11' ceilings throughout, an upgraded architectural trim package, solid eight-foot interior doors, and striking modern finishes, each room exudes sophistication. Experience the future of smart living with a comprehensive technology package that includes lighting control, a high quality technology system, speaker prewiring, surround sound, wireless access points, hardwired alarm, and more. Offering a flexible layout with four bedrooms with full en-suite baths, this residence provides an oasis of comfort. Upgraded floors, featuring large format porcelain or custom wide-plank oak floors, add an extra layer of luxury. Designer Kohler™ plumbing fixtures elevate the bathrooms to spa-like retreats. Enjoy the oversized lanai with an outdoor kitchen and appliances, and take in the Sarasota Bayfront water views from the resort style pool, spa, and sun shelf combination. The custom landscaping plan includes a circular driveway, bordered by an impressive concrete front security wall and handcrafted aluminum driveway gates, setting the tone for the luxury that awaits within the Bird Key Lifestyle. Bird Key offers close proximity to the beautiful Gulf waters of Lido Beach, St. Armands Circle, and downtown Sarasota. The Bird Key community itself boasts a members yacht club, marina, tennis courts, and a lifestyle that defines modern luxury living. Seize the opportunity to make this exclusive Bird Key residence your home. Contact us now to arrange a private viewing and step into a world where modern luxury meets waterfront tranquility.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,500

Sqft

0.34 ac

Lot size

2

Garage

1970

Year built

Two

Levels

$2,507

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringPorcelain Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Freezer · Other · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingElectric · Natural Gas

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationBlock · Concrete Perimeter
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorBalcony · Courtyard · Lighting

Community & fees

HOA fee$81/mo
Taxes (2023)$22,877/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$52,788 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$47,350
PMI (est., until 20% equity)$3,291
Property tax — 2023 actual bill$1,906
HOA fee — from the listing$81
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $877,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $877,500
Interest rate6.00%
Loan term

Estimated payment

$52,788/mo

Principal & interest$47,350
PMI (est., until 20% equity)$3,291
Property taxes (actual bill)$1,906
HOA / condo fee$81
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $8.8M
$1.8MedgeAI estimate $1,997,897 · range $1.9M$2.2M$9.1M

vs edgeAI estimate

+339.2%

$/sqft vs BIRD KEY SUB

$2,507 vs $1,386

Days on market

576 vs 61 typical

Where $2,507/sqft sits among the 18 homes for sale in BIRD KEY SUB

6
3
4
3
2
0 · this home
$730–1027$1027–1323$1323–1619$1619–1915$1915–2211$2211+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bird Key

Map of 109 N WARBLER LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Bird Key — neighborhood snapshot

Population

843

Median age

64

Median home value

$2,000,000

Avg household

2

Households w/ children

47%

For the school run

Sarasota County School District

ElementarySouthside Elementary School★★★★★
HighBooker High School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

9 of 18

BIRD KEY SUB have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 970% above the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $8,775,000 $2.2M
Jan 8, 2025Listed at $10,995,000 · 576 days on market since
1970Built · BIRD KEY SUB

Reality check

What actually sold near 109 N WARBLER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

430 PHEASANT WAYSold · Jan ’26

$3,717,500

430 PHEASANT WAY · same community

4 bd · 4.5 ba · 3,461 sqft · $1,074/sqft · 165 DOM

635 MOURNING DOVE DRIVESold · Apr ’26

$7,200,000

635 MOURNING DOVE DRIVE · same community

3 bd · 3 ba · 3,653 sqft · $1,971/sqft · 48 DOM

659 N OWL DRIVESold · Aug ’25

$3,850,000

659 N OWL DRIVE · same community

4 bd · 3.5 ba · 3,342 sqft · $1,152/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 109 N WARBLER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 109 N WARBLER LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

109 N WARBLER LANE FAQs

What would the monthly payment be for 109 N WARBLER LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $52,788/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 109 N WARBLER LANE?+

The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 109 N WARBLER LANE?+

The most recent tax bill on record (2023) was $22,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 109 N WARBLER LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $8,775,000, this home is listed about 1442% above the Sarasota median of $569,000. The market section on this page shows how the area is trending.

Which schools are assigned to 109 N WARBLER LANE?+

Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$8,775,000 runs 970% above the SARASOTA 34236 median — but at 3,500 sqft it's also nearly twice the size of the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

576 days on market against a Sarasota median of 61 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $10,995,000, now $8,775,000 — a $2.2M cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Nicholle McKiernan. MLS #A4629249.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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