120 HAMMOCK ROAD, ANNA MARIA, FL, 34216
Active508 days on marketListed May 22, 2025MLS #A4652090
Come see it
Upcoming open house
Sun, Oct 18
11:00 AM – 4:00 PM
About this home
120 HAMMOCK ROAD
Virtually Staged. Some photos have been virtually staged. Waterfront living, situated in a peaceful, natural, ”Old Florida” setting , surrounded by tropical seagrapes, palm trees and mangroves this ground-level, canal-lined 3 bedroom, 3 bath property is located in an ideal spot on the north end of Anna Maria island in the city of Anna Maria. Two blocks to the shops and food on Pine Avenue, three blocks to the Anna Maria trolley stop, four blocks to the white sand of Coconut Avenue beach on the Gulf of Mexico, five blocks to the Anna Maria city pier and a seven minute idle boat ride from your dock in back to Tampa Bay. Very walkable/bikeable as there are ten restaurants within eight blocks. A sunny, open concept interior with windows that bring the outside in. New appliances, new AC, new water heater, new flooring, new kitchen cabinets with a beverage cooler and quartz counter tops. Freshly painted and wallpapered with big bedrooms and a comfortably large master bedroom with His and Her bathrooms. Three bathrooms total, two with showers and one with a bathtub. Canal side sunroom with a cozy, elevated fireplace for those cool days and a detached two car garage that has more living space potential. On the mangrove-lined canal is an 8’x24’ dock with room for your boat and plenty of room to entertain. Look for the manatees gliding by and watch for the flying wild-eyed mullet. Maybe a dolphin will pop up! House is also on a dead-end street for added protection and does not attract beach day-trip parkers. Plenty of room for a pool or two. Come take a look at the perfect spot to enjoy Anna Maria.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,912
Sqft
0.2 ac
Lot size
2
Garage
1971
Year built
One
Levels
$991
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,593 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,593/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+54.4%
$/sqft vs Anna Maria actives
$991 vs $1,370
Days on market
508 vs 170 typical
Where $991/sqft sits among the 56 Anna Maria actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coconut Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Anna Maria. See the full Anna Maria guide →
Coconut Bayou — neighborhood snapshot
Population
84
Median age
65
Median income
$86,964
Median home value
$967,500
Avg household
1
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Anna Maria market
$1.5M → $2.0M
Anna Maria median sold, yr/yr
93.0%
Sale-to-list ratio (12 mo)
22 of 56
Anna Maria actives have cut their price
Median sold price, Anna Maria, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the ANNA MARIA 34216 median. See the full Anna Maria market guide →
Paper trail
This home's history
Reality check
What actually sold near 120 HAMMOCK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,200,000
116 HAMMOCK ROAD · same community
4 bd · 4 ba · 2,366 sqft · $930/sqft · 117 DOM
Sold · Sep ’26$2,165,000
115 HAMMOCK ROAD · same community
4 bd · 3 ba · 2,686 sqft · $806/sqft · 54 DOM
Sold · Jun ’26$1,380,000
310 66TH STREET
3 bd · 3 ba · 1,974 sqft · $699/sqft · 138 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 120 HAMMOCK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 HAMMOCK ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
120 HAMMOCK ROAD FAQs
What would the monthly payment be for 120 HAMMOCK ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,593/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 120 HAMMOCK ROAD?+
The most recent tax bill on record (2024) was $5,968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Anna Maria?+
At $1,895,000, this home is listed about 37% below the Anna Maria median of $2,985,000. The market section on this page shows how the area is trending.
Which schools are assigned to 120 HAMMOCK ROAD?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ANNA MARIA 34216 market on paper
$1,895,000 is 30% below the ANNA MARIA 34216 median of $2,720,000, and at $991/sqft it sits under the Anna Maria average of $1,423.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
508 days on market against a Anna Maria median of 170 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Colin Fairweather. MLS #A4652090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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