3255 SUGARLOAF KEY ROAD UNIT 31C, PUNTA GORDA, FL, 33955
Active258 days on marketListed Nov 24, 2025MLS #A4673160
About this home
3255 SUGARLOAF KEY ROAD UNIT 31C
This highly sought-after residence at Marina North Shore in Burnt Store Marina presents a captivating waterfront lifestyle in Southwest Florida. The views will leave you in awe, with a daily spectacle of boats passing by from your vantage point at the water's edge and the pool area.Natural light floods the open floor plan of this furnished home, creating comfortable and impressive accommodations. The modern kitchen, featuring abundant counter space, ample cupboards, and an island-style breakfast bar, serves as a perfect hub for gathering with family and friends. Enjoy waterfront dining nightly, either in the formal dining room or on the spacious lanai—the ultimate spot to unwind with a favorite book or beverage while soaking in the view.The oversized master bedroom offers a private entry to the lanai, ensuring the water view is the first thing you see in the morning. The large master bathroom provides dual sinks, an oversized shower, and a generous walk-in closet. A thoughtful split floor plan maximizes privacy, with the guest room featuring a large closet and its own private lanai. Additional highlights include third floor and corner unit, updated finishes throughout, tasteful décor, and the practical convenience of being steps from the marina. Storm protection has also been added for additional peace of mind. Marina North Shore boasts resort-level grounds, a covered carport, and a waterfront pool area perfect for unwinding or socializing with neighbors.Burnt Store Marina offers an active and recreational lifestyle within a gated community. Residents have access to a 27-hole golf course with an aqua range, a fitness center featuring tennis and pickleball courts, and two onsite restaurants. As SW Florida’s largest deepwater marina, it provides extensive options for boaters. The location is conveniently close to beaches, shopping centers, healthcare facilities, and endless entertainment options.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,516
Sqft
0.15 ac
Lot size
1984
Year built
Three Or More
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,698 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,698/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.9%
$/sqft vs Punta Gorda actives
$214 vs $207
Days on market
258 vs 62 typical
Where $214/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
197 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 692% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3255 SUGARLOAF KEY ROAD UNIT 31C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$414,000
3235 SUGARLOAF KEY ROAD UNIT 13B · same community
2 bd · 2 ba · 1,516 sqft · $273/sqft · 8 DOM
Sold · Feb ’26$225,000
4 PIRATES LANE UNIT 41A
2 bd · 2 ba · 1,516 sqft · $148/sqft · 71 DOM
Sold · Aug ’26$243,750
1590 ISLAMORADA BOULEVARD UNIT 84C
2 bd · 2 ba · 1,516 sqft · $161/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3255 SUGARLOAF KEY ROAD UNIT 31C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3255 SUGARLOAF KEY ROAD UNIT 31C — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3255 SUGARLOAF KEY ROAD UNIT 31C FAQs
What would the monthly payment be for 3255 SUGARLOAF KEY ROAD UNIT 31C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,698/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3255 SUGARLOAF KEY ROAD UNIT 31C?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3255 SUGARLOAF KEY ROAD UNIT 31C?+
The most recent tax bill on record (2024) was $4,710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3255 SUGARLOAF KEY ROAD UNIT 31C?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $324,900, this home is listed about 4% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3255 SUGARLOAF KEY ROAD UNIT 31C?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$324,900 runs 692% above the PUNTA GORDA 33955 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
258 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $389,000, now $324,900 — a $64K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SWFL CHOICE REALTY · Holly Cartwright. MLS #A4673160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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