
951 S BAYSHORE BOULEVARD, SAFETY HARBOR, FL, 34695
Active257 days on marketListed Feb 5, 2026MLS #A4677883
About this home
951 S BAYSHORE BOULEVARD
NOW PRESENTED AT 9,997 SQ FT OF LIVING AREA AND 14,066 TOTAL BUILDING AREA, this extraordinary Safety Harbor waterfront estate was extensively transformed, with major permitted improvements completed in 2019. Welcome to 951 S Bayshore Boulevard, offering rare scale, privacy and water on both sides of the property, with sweeping Tampa Bay views to the front and Alligator Lake to the rear. Set on approximately .77 acre with approximately 215 feet of waterfront, this custom residence offers 5 bedrooms, 4 full baths, 2 half baths, soaring ceilings, expansive living and entertaining spaces, an executive office, game room, wet bar and a private elevator connecting multiple levels. The open floor plan is enhanced by custom millwork, stone counters, solid wood cabinetry, wood and ceramic tile flooring, cathedral, coffered, tray and vaulted ceilings, and dramatic views throughout. The primary suite is positioned as a private retreat with panoramic water views, a spa-inspired bath and generous walk-in closets. Designed for both everyday living and large-scale entertaining, the property extends outdoors to a resort-style pool and heated spa, covered terraces, outdoor kitchen, fire pit, putting green, basketball court, tennis court and elevated observation area with exceptional sunrise and sunset views. A private fitness center with steam room and two safe rooms add another level of function and privacy. For the automobile collector, boating enthusiast or owner requiring exceptional storage, the property includes an attached 12-car garage and direct access to Tampa Bay. Additional features include impact-rated windows, solid concrete block construction, smart-home features, mature tropical landscaping and gated privacy. The setting is difficult to replicate: Tampa Bay in front, lakefront in back, and downtown Safety Harbor only minutes away, with convenient access to Clearwater, Dunedin, Tampa, St. Petersburg, Gulf beaches, marinas, private clubs, golf and Tampa International Airport. Originally built in 1999, the residence underwent substantial permitted improvements in 2018-2019, including roofing, mechanical, electrical and plumbing work, with multiple permits finaled in 2019. The result is a dramatically transformed waterfront estate offering nearly 10,000 square feet of living area, more than 14,000 total building square feet, exceptional recreational amenities and one of the most distinctive dual-waterfront settings in Tampa Bay.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
9,997
Sqft
0.77 ac
Lot size
12
Garage
1999
Year built
Three Or More
Levels
$650
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$39,122 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$39,122/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Safety Harbor actives
$650 vs $303
Days on market
257 vs 83 typical
Where $650/sqft sits among the 70 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
44 of 70
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1202% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 951 S BAYSHORE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$2,500,000
3418 BRAESIDE PLACE
4 bd · 4.5 ba · 5,512 sqft · $454/sqft · 60 DOM
Sold · Sep ’26$1,233,125
2109 MEADOW BROOK DRIVE
5 bd · 4.5 ba · 3,768 sqft · $327/sqft · 4 DOM
Sold · Nov ’25$1,850,000
241 5TH AVENUE N
4 bd · 4 ba · 3,650 sqft · $507/sqft · 268 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 951 S BAYSHORE BOULEVARD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 951 S BAYSHORE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
951 S BAYSHORE BOULEVARD FAQs
What would the monthly payment be for 951 S BAYSHORE BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $39,122/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 951 S BAYSHORE BOULEVARD?+
The most recent tax bill on record (2025) was $17,750. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 951 S BAYSHORE BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $6,495,000, this home is listed about 1199% above the Safety Harbor median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 951 S BAYSHORE BOULEVARD?+
Countryside High School (high), Curlew Creek Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$6,495,000 runs 1202% above the SAFETY HARBOR 34695 median — but at 9,997 sqft it's also nearly 6 times the size of the typical Safety Harbor listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
257 days on market against a Safety Harbor median of 83 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Countryside High School, Curlew Creek Elementary School, Safety Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $8,500,000, now $6,495,000 — a $2.0M cut. The full history is in the market section below.
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Robert Dinan. MLS #A4677883.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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