CENTURY 21 Edge
$680,000$850,0003 bd2 ba1,504 sqft$452 /sqft$4,330 /mo all-in ↓

4750 GULF OF MEXICO DRIVE UNIT Villa 8, LONGBOAT KEY, FL, 34228

Active234 days on marketListed Jan 29, 2026MLS #A4679944

Reduced $170KVillaWINDWARD BAY AMD

Come see it

Upcoming open house

Sun, Sep 20

3:00 PM – 5:00 PM

About this home

4750 GULF OF MEXICO DRIVE UNIT Villa 8

THE BAY! THE GULF! THE BEST OF BOTH! Imagine a place where every day begins with the peaceful beauty of Longboat Key's sparkling bay and ends beneath the breathtaking colors of a Gulf Coast sunset. Perfectly positioned between both shores, this beautifully updated 3-bedroom, 2-bath end-unit villa offers the rare opportunity to experience the very best of island living from one exceptional location. Nestled within the highly sought-after waterfront community of Windward Bay, this 1,504-square-foot residence welcomes you with a sense of light, warmth, and effortless coastal elegance. As an end unit, the villa enjoys additional windows, enhanced privacy, and an abundance of natural sunlight throughout the day. Luxury vinyl plank flooring flows seamlessly through the living spaces, while custom plantation shutters add timeless character and refinement. The thoughtfully renovated kitchen blends style and functionality with granite countertops, beautiful soft-close cabinetry, and an inviting layout designed for everyday living and easy entertaining. The spacious great room opens effortlessly to a private outdoor patio, creating the perfect setting for morning coffee, afternoon relaxation, or dining beneath the coastal breeze. Life here is refreshingly simple. Ground-level living means no stairs, no elevators, and convenient parking just steps from your front door. Whether you're arriving home from the beach or carrying in groceries, everything about this villa is designed for easy, maintenance-free living. Equally impressive are the community improvements already in place. In 2020, the exterior was upgraded with hurricane-impact windows, hurricane-impact sliding glass doors, and a new roof, providing valuable peace of mind for years to come. Windward Bay has long been one of Longboat Key's most treasured communities, and it's easy to understand why. Set across 26 beautifully landscaped waterfront acres, residents enjoy three beach access points, a scenic half-mile nature trail, two heated swimming pools, fitness center, sauna, clubhouse, tennis and pickleball courts, kayak launches, covered parking, storage areas, and boat docks available by waitlist. Dolphins, manatees, tropical birds, and other native wildlife are frequent visitors, making every walk through the community feel like a nature retreat. Pet-friendly and financially strong, Windward Bay has completed both its Milestone Inspection and Capital Reserve Study. Monthly fees were reduced in 2025 and increased by only $13 for 2026, reflecting responsible community management and long-term stability. From this ideal location, you're just minutes from St. Armands Circle, Downtown Sarasota, Bridge Street, championship golf, waterfront dining, boutique shopping, and the exceptional arts and cultural attractions that make Florida's Gulf Coast so desirable. More than a beautiful villa, this is a lifestyle defined by sunshine, serenity, and connection to the water. A place where morning bay views, evening Gulf sunsets, and the ease of resort-style living become part of your everyday experience. THE BEST OF LONGBOAT KEY ISN'T ON THE BAY OR THE GULF... IT'S BETWEEN THEM. Welcome Home to Villa 8 at Windward Bay.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,504

Sqft

26.67 ac

Lot size

1974

Year built

One

Levels

$452

Per sqft

Water viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofConcrete
ConstructionMetal Frame · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingGround Level · Guest · Open · Under Building
ExteriorIrrigation System · Outdoor Grill · Sprinkler Metered · Tennis Court(s)

Community & fees

Taxes (2025)$2,954/yr
PetsYes
CommunityFishing · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Fitness Center · Pool · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,330 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,669
PMI (est., until 20% equity)$255
Property tax — 2025 actual bill$246
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,000
Interest rate6.00%
Loan term

Estimated payment

$4,330/mo

Principal & interest$3,669
PMI (est., until 20% equity)$255
Property taxes (actual bill)$246
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Longboat Key actives

$452 vs $663

Days on market

234 vs 93 typical

Where $452/sqft sits among the 219 Longboat Key actives

101 · this home
52
33
10
8
15
$357–633$633–909$909–1185$1185–1461$1461–1737$1737+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
MiddleBooker Middle School★★★★
ElementarySouthside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

91 of 219

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $680,000 $170K
Jan 29, 2026Listed at $850,000 · 234 days on market since
1974Built · WINDWARD BAY AMD

Reality check

What actually sold near 4750 GULF OF MEXICO DRIVE UNIT Villa 8

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4600 GULF OF MEXICO DRIVE UNIT 206Sold · Mar ’26

$701,000

4600 GULF OF MEXICO DRIVE UNIT 206 · same community

2 bd · 2 ba · 1,523 sqft · $460/sqft · 46 DOM

4960 GULF OF MEXICO DRIVE UNIT 206Sold · Jul ’26

$644,950

4960 GULF OF MEXICO DRIVE UNIT 206 · same community

2 bd · 2 ba · 1,523 sqft · $423/sqft · 128 DOM

4500 GULF OF MEXICO DRIVE UNIT 203Sold · Aug ’26

$400,000

4500 GULF OF MEXICO DRIVE UNIT 203 · same community

2 bd · 2 ba · 1,325 sqft · $302/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 4750 GULF OF MEXICO DRIVE UNIT Villa 8 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4750 GULF OF MEXICO DRIVE UNIT Villa 8 — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4750 GULF OF MEXICO DRIVE UNIT Villa 8 FAQs

What would the monthly payment be for 4750 GULF OF MEXICO DRIVE UNIT Villa 8?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,330/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4750 GULF OF MEXICO DRIVE UNIT Villa 8?+

The most recent tax bill on record (2025) was $2,954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4750 GULF OF MEXICO DRIVE UNIT Villa 8?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $680,000, this home is listed about 28% below the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4750 GULF OF MEXICO DRIVE UNIT Villa 8?+

Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$680,000 runs 17% above the LONGBOAT KEY 34228 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

234 days on market against a Longboat Key median of 93 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $850,000, now $680,000 — a $170K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Debby McCaig. MLS #A4679944.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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