CENTURY 21 Edge
$399,000$409,0003 bd2 ba1,650 sqft$242 /sqft$3,069 /mo all-in ↓

7921 4TH AVENUE W, BRADENTON, FL, 34209

Active152 days on marketListed Mar 7, 2026MLS #A4685203

Reduced $10KVillaPINE BAY FOREST CONDO

About this home

7921 4TH AVENUE W

Owner is motivated! Welcome to your new coastal townhouse at Pine Bay Forest. This TREEHOUSE model is one of PINE BAY FOREST FINEST floorplans! You will appreciate the multitude of customized upgrades in this 3-bedroom 2 bath end unit with carport. This unit is perfectly situated and offers both privacy and tranquility and is only steps from the horses at the causeway beach and 5 miles from gorgeous sandy beaches on Anna Maria Island. As you enter you are greeted by a spacious foyer which opens to the living room and dining area featuring vaulted ceilings, wood burning fireplace and tons of natural light from the windows, two lanais and interior garden atrium. Relax at the end of the day by listening to the fountain in the interior garden atrium or watching the candles flicker in your wood burning fireplace! The kitchen is sure to please the chef in the family, offering wood cabinets, granite counters and new stainless-steel stove, refrigerator and microwave oven which are 2 years new. This property is offered turnkey furnished for your convenience. PINE BAY FOREST is the best in Florida condo living with the location being the first on mainland Bradenton from Manatee Ave/SR 64 access to the world renown beaches of Anna Maria Island! Enjoy the bike ride to the beach for a day or of shopping the island boutiques, eating seafood in the waterfront restaurants or swimming in the Gulf of Mexico. The convenient location offers an easy drive to hospitals, Ringling Museum, IMG Academy, SRQ airport and Sarasota's arts/entertainment district. Although, you may never want to leave the community with all the amenities which include heated swimming pool, sauna, hot tub, tennis courts, shuffleboard and a community deck overlooking Palma Sola Bay to watch sunsets! ** Property information received from third-party sources is considered reliable but is not guaranteed. All information should be independently verified by buyers and buyer's agent.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,650

Sqft

0 ac

Lot size

1982

Year built

One

Levels

$242

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Siding
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingGuest
ExteriorLighting · Rain Gutters · Sauna · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$4,599/yr
PetsCats OK, Dogs OK, Yes
CommunityFishing · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · No Truck/RV/Motorcycle Parking · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Public · Sprinkler Recycled · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,069 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$383
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,069/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$383
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$328KedgeAI estimate $361,937 · range $341K$370K$415K

vs edgeAI estimate

+10.2%

$/sqft vs Bradenton actives

$242 vs $248

Days on market

152 vs 55 typical

Where $242/sqft sits among the 400 Bradenton actives

109
104 · this home
84
47
24
32
$126–191$191–257$257–322$322–388$388–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 7921 4TH AVENUE W

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

216 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,000 $10K
Mar 7, 2026Listed at $409,000 · 152 days on market since
1982Built · PINE BAY FOREST CONDO

Reality check

What actually sold near 7921 4TH AVENUE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6702 POINTE WEST BLVDSold · Feb ’26

$399,000

6702 POINTE WEST BLVD

3 bd · 2 ba · 1,629 sqft · $245/sqft · 7 DOM

6901 ARBOR OAKS COURTSold · Aug ’25

$385,000

6901 ARBOR OAKS COURT

3 bd · 2 ba · 1,672 sqft · $230/sqft · 29 DOM

6905 23RD AVENUE WSold · Sep ’25

$405,000

6905 23RD AVENUE W

3 bd · 2 ba · 1,673 sqft · $242/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7921 4TH AVENUE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7921 4TH AVENUE W — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7921 4TH AVENUE W FAQs

What would the monthly payment be for 7921 4TH AVENUE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,069/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7921 4TH AVENUE W?+

The most recent tax bill on record (2025) was $4,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7921 4TH AVENUE W?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $399,000, this home is listed about 2% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

152 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $409,000, now $399,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of SALTY MERMAID REAL ESTATE LLC · Amber Isaac. MLS #A4685203.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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7921 4TH AVENUE W, BRADENTON, FL — 3 Bed, 2 Bath — $399,000 | CENTURY 21 Edge