CENTURY 21 Edge
$159,900$162,9002 bd2 ba1,120 sqft$143 /sqft$1,502 /mo all-in ↓

3312 OVERCUP OAK TERRACE, SARASOTA, FL, 34237

Active153 days on marketListed Mar 9, 2026MLS #A4685218

Priced 14% below the SARASOTA 34237 medianReduced $3KMobile HomeOAKWOOD MANOR

About this home

3312 OVERCUP OAK TERRACE

OAKWOOD MANOR — WHERE FUN, FRIENDSHIP, AND FLORIDA LIVING COME TOGETHER AFFORDABLE, ACTIVE AND ABSOLUTELY CHARMING Enjoy easy Florida living in one of Sarasota's most welcoming community where neighbors become friends and every day feels like a vacation. Located within the Sarasota city limits, Oakwood Manor is a beautifully maintained resident-owned 55+ community set on 90 lush acres. This highly sought-after neighborhood offers an exceptional and affordable lifestyle with an incredibly low $210 monthly fee, making it one of Sarasota’s best-kept secrets. Life here is all about enjoying the moment. Residents gather at the spacious clubhouse featuring a commercial kitchen, event stage, fitness center, and library. Spend your days relaxing in the heated pool or oversized hot tub, or stay active with bocce ball, shuffleboard, putt-putt, ping-pong, and the brand-new pickleball courts. The nearby Legacy Trail offers beautiful biking and walking just minutes from your door. Step inside this pristine, beautifully updated and fully furnished 2-bedroom, 2-bath home offering 1,120 sq. ft. of bright, open living space A BRAND NEW ROOF (2024) NEW 15 SEER AC WITH UPDATED DUCTWORK and updated bathrooms. Other Recent updates include: Beautifully updated bathrooms (2024) Full-size washer and dryer Refrigerator, range, and dishwasher included Freshly painted walls and ceilings in soft designer colors New Florida room flooring (2025) Perfectly located just steps from the amenity center, where you can enjoy the best of Oakwood Manor without even needing to get in the car. When you do venture out, you are only minutes from downtown Sarasota, Siesta Key Beach, St. Armand's Circle, SRQ Airport, shopping, dining, and two major hospitals. Please note: Oakwood Manor does not allow pets, motorcycles, or RVs. This isn’t just a home — it’s a lifestyle filled with sunshine, friendships, and the relaxed Florida living you’ve been dreaming of.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,120

Sqft

0.1 ac

Lot size

1973

Year built

One

Levels

$143

Per sqft

Turnkey55+ community

Inside

FlooringLaminate
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s)
LaundryOutside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionMetal Siding · Wood Frame (FSC Certified)
FoundationPillar/Post/Pier
FacesNorth
ParkingCovered · Driveway
ExteriorHurricane Shutters · Private Mailbox

Community & fees

HOA fee$210/mo
Taxes (2025)$1,444/yr
PetsNo
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · No Truck/RV/Motorcycle Parking · Park · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,502 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$941
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$120
HOA fee — from the listing$210
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,597
Interest rate6.00%
Loan term

Estimated payment

$1,502/mo

Principal & interest$941
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$120
HOA / condo fee$210
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $160K
$139KedgeAI estimate $152,976 · range $144K$167K$174K

vs edgeAI estimate

+4.5%

$/sqft vs OAKWOOD MANOR

$143 vs $161

Days on market

153 vs 62 typical

Where $143/sqft sits among the 16 homes for sale in OAKWOOD MANOR

4 · this home
3
3
1
3
2
$130–143$143–156$156–169$169–182$182–194$194+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakwood Manor

Map of 3312 OVERCUP OAK TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Oakwood Manor — neighborhood snapshot

Population

1,094

Median age

46

Median income

$49,358

Median home value

$158,100

Avg household

2

Households w/ children

42%

For the school run

Sarasota County School District

ElementaryTuttle Elementary School★★★★★
HighSarasota High School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

1 of 16

OAKWOOD MANOR have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the SARASOTA 34237 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $159,900 $3K
Mar 9, 2026Listed at $162,900 · 153 days on market since
1973Built · OAKWOOD MANOR

Reality check

What actually sold near 3312 OVERCUP OAK TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3224 ASPEN TERRACESold · Sep ’25

$90,000

3224 ASPEN TERRACE · same community

2 bd · 2 ba · 1,104 sqft · $82/sqft · 84 DOM

3214 PINK OAK TERRACESold · Jan ’26

$187,500

3214 PINK OAK TERRACE · same community

2 bd · 1.5 ba · 1,104 sqft · $170/sqft · 289 DOM

305 OAKWOOD BOULEVARD ESold · May ’26

$189,500

305 OAKWOOD BOULEVARD E · same community

2 bd · 2 ba · 1,149 sqft · $165/sqft · 162 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3312 OVERCUP OAK TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3312 OVERCUP OAK TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3312 OVERCUP OAK TERRACE FAQs

What would the monthly payment be for 3312 OVERCUP OAK TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,502/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3312 OVERCUP OAK TERRACE?+

The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3312 OVERCUP OAK TERRACE?+

The most recent tax bill on record (2025) was $1,444. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3312 OVERCUP OAK TERRACE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $159,900, this home is listed about 72% below the Sarasota median of $561,785. The market section on this page shows how the area is trending.

Which schools are assigned to 3312 OVERCUP OAK TERRACE?+

Tuttle Elementary School (elementary), Sarasota High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SARASOTA 34237 market on paper

$159,900 is 14% below the SARASOTA 34237 median of $185,400, and at $143/sqft it sits under the Sarasota average of $494.

02Time on market is leverage

153 days on market against a Sarasota median of 62 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $162,900, now $159,900 — a $3K cut. The full history is in the market section below.

Listing courtesy of REAL ESTATE BOUTIQUE LLC · Maria Atkins. MLS #A4685218.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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