4802 51ST STREET W UNIT 1801, BRADENTON, FL, 34210
Active138 days on marketListed Mar 26, 2026MLS #A4687157
About this home
4802 51ST STREET W UNIT 1801
BRAND NEW PRICE REDUCTION! Welcome to your coastal retreat at The Palms of Cortez! This beautifully updated, ground-floor condo offers the perfect blend of modern luxury and resort-style living in a premier gated community. Step inside to find a bright, open floor plan that has been freshly painted and features sleek luxury vinyl flooring throughout. The kitchen is a chef’s delight, boasting newer stainless steel appliances, a dishwasher and disposal. Convenience is key with a dedicated inside laundry room and the rare inclusion of Garage #2. Enjoy peace of mind with all-new roofs recently installed across the community and notably low HOA fees. Located in a prime spot, you are just ten minutes from the world-class beaches of Anna Maria Island. Whether you’re looking for a short commute to two major airports or want to explore the vibrant local dining scene and nearby theatre districts, this location puts you in the heart of it all.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,008
Sqft
39.01 ac
Lot size
1
Garage
2002
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,635 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,848/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.3%
$/sqft vs THE PALMS OF CORTEZ
$231 vs $173
Days on market
138 vs 55 typical
Where $231/sqft sits among the 13 homes for sale in THE PALMS OF CORTEZ
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 13
THE PALMS OF CORTEZ have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4802 51ST STREET W UNIT 1801
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$187,000
4802 51ST STREET W UNIT 1207 · same community
2 bd · 1 ba · 1,008 sqft · $186/sqft · 21 DOM
Sold · May ’26$180,000
4802 51ST STREET W UNIT 1814 · same community
2 bd · 1 ba · 1,008 sqft · $179/sqft · 8 DOM
Sold · Mar ’26$185,000
4802 51ST STREET W UNIT 205 · same community
2 bd · 1 ba · 1,008 sqft · $184/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 4802 51ST STREET W UNIT 1801 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4802 51ST STREET W UNIT 1801 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4802 51ST STREET W UNIT 1801 FAQs
What would the monthly payment be for 4802 51ST STREET W UNIT 1801?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,635/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4802 51ST STREET W UNIT 1801?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4802 51ST STREET W UNIT 1801?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $233,000, this home is listed about 40% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Bradenton market on paper
$233,000 is 40% below the Bradenton median of $389,900, and at $231/sqft it sits under the Bradenton average of $263.
02Time on market is leverage
138 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $239,000, now $233,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jim McElhinney. MLS #A4687157.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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