4012 99TH STREET W, BRADENTON, FL, 34210
Active166 days on marketListed Apr 27, 2026MLS #A4691291
About this home
4012 99TH STREET W
NEW ROOF SEPTEMBER 2026 AND RECENTLY REFACED COMPOSITE DOCK! The new roof features Owens Corning 25-year architectural shingles, giving buyers the benefit of one of the home’s most important major improvements already completed. The dock was refaced with composite material in August 2026, adding another significant recent upgrade to this 3-bedroom, 2-bath canal-front pool home. With boatable access to the Gulf and a private boat lift, your boat can stay ready for sunrise fishing trips, sunset cruises, waterfront dining, or spontaneous days exploring the Gulf. Step outside and you’ll find an outdoor living space designed for the way people actually want to live in Florida, with a sparkling heated pool, updated exterior pool bar with granite countertops, outdoor kitchen, firepit, shell landscaping, and irrigation to the planter beds. Inside, recent improvements include updated kitchen countertops, backsplash, appliances, ceiling fans, electrical fixtures, and lighting, along with a cosmetic rebuild of the garage. The 3-bedroom, 2-bath layout provides plenty of space for full-time living, seasonal use, or visiting family and friends. This is more than just a home, it’s a waterfront lifestyle built around boating, entertaining, relaxing by the pool, and enjoying everything Florida’s Gulf Coast has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,982
Sqft
0.21 ac
Lot size
2
Garage
1972
Year built
One
Levels
$454
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,696 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,696/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.2%
$/sqft vs Bradenton actives
$454 vs $243
Days on market
166 vs 75 typical
Where $454/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Remo Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
San Remo Shores — neighborhood snapshot
Population
485
Median age
63
Median income
$110,045
Median home value
$493,500
Avg household
2
Households w/ children
10%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
234 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 329% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4012 99TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$640,000
9820 ROYAL PALM DRIVE · same community
4 bd · 2 ba · 2,024 sqft · $316/sqft · 111 DOM
Sold · Jul ’26$1,000,000
3808 100TH STREET W · same community
4 bd · 2 ba · 1,828 sqft · $547/sqft · 0 DOM
Sold · Jun ’26$1,490,000
4111 PLUMOSA TERRACE · same community
3 bd · 2 ba · 2,193 sqft · $679/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4012 99TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4012 99TH STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4012 99TH STREET W FAQs
What would the monthly payment be for 4012 99TH STREET W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,696/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4012 99TH STREET W?+
The most recent tax bill on record (2024) was $4,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton?+
At $899,999, this home is listed about 131% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4012 99TH STREET W?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,999 runs 329% above the BRADENTON 34210 median — but at 1,982 sqft it's also 27% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
166 days on market against a Bradenton median of 75 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,100,000, now $899,999 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW SUNCOAST · Adam Wallace. MLS #A4691291.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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