CENTURY 21 Edge
$430,000$440,0002 bd2 ba1,427 sqft$301 /sqft$3,351 /mo all-in ↓

3460 WILD OAK BAY BOULEVARD UNIT 143, BRADENTON, FL, 34210

Active90 days on marketListed May 11, 2026MLS #A4693045

Reduced $10KWaterfrontCondominiumBAYSIDE TERRACES AT WILD OAK BAY

About this home

3460 WILD OAK BAY BOULEVARD UNIT 143

MILLION DOLLAR VIEWS, WITHOUT THE MILLION DOLLAR PRICE TAG!! True waterfront living in the highly sought-after Bayside Terraces at Wild Oak Bay. BAY FRONT POOL! This beautifully maintained 2-bedroom, 2-bath residence offers stunning southwest bayside exposure and the perfect blend of low maintenance, privacy, and coastal convenience. BREATHTAKING SUNSET VISTAS... perfect for evening cocktails or morning coffee. Inside, you’ll find a spacious and open layout with a thoughtful design. Once you walk in the front door your eyes will immediately catch the direct sightline to endless water views. Separate yourself from the rest in this building, with a unique staggered design that maximizes your water views and privacy. Featuring expansive bayside sliders and additional windows in the front of the unit, this combo fills the home with natural light and frames those million dollar views. Even the upgraded shiplap ceiling adds a nice coastal touch too. The functional and open layout seamlessly blends the kitchen, dining, and living areas together, while the primary suite is located in the back of the home for maximum privacy. More water views from the primary suite too... Everything together creates an inviting atmosphere ideal for relaxing or entertaining, while recent system upgrades provide peace of mind and modern efficiency. Including a 2024 tile roof, 2024 HVAC system, and 2023 LG ThinQ stacked washer and dryer. The kitchen is equipped with a reverse osmosis water purification system and plenty of cabinet space to work with. And to top it off, the bayside windows are protected with a special UV solar film. But that's not all, the 8 foot sliding doors come fully equipped with a custom remote-controlled privacy sunshade. Exterior metal hurricane shutters on the bayside exposure and a proper elevation, add another layer of protection and security. No flooding inside of the unit from prior storms. Enjoy a true Florida lifestyle with sandy beach access perfect for launching kayaks and paddle boards, along with a heated bayside pool and whirlpool spa reserved exclusively for residents of Bayside Terraces. You even have an additional storage area underneath the unit... plenty of space for your bikes, kayaks, and paddle boards. This elevated waterfront community is known for its lush tropical setting, peaceful atmosphere, and prime location near some of the area’s top attractions. Ideally situated just minutes from IMG Academy Golf Club, Bradenton Tennis Center, and nearby pickle ball facilities, the property also offers convenient access to the world-famous beaches of Anna Maria Island, downtown Sarasota, The John and Mable Ringling Museum of Art, Bayfront Park, and Sarasota-Bradenton International Airport. Whether you're looking for your new Florida home or just want a place to get away from time to time, this unit provides a flexible lifestyle. COME SEE FOR YOURSELF TODAY!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,427

Sqft

0 ac

Lot size

1984

Year built

One

Levels

$301

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringCarpet · Concrete · Engineered Hardwood · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMembrane · Tile
ConstructionBlock · Stucco
FoundationStilt/On Piling
ViewWater
FacesNorth
ParkingCommon · Covered · Guest · Off Street · Reserved
ExteriorBalcony · Gray Water System · Hurricane Shutters · Lighting · Outdoor Shower · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$5,632/yr
PetsNumber Limit, Size Limit
CommunityWater Access · Waterfront · Association Recreation - Owned · Deed Restrictions · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fire Hydrant · Phone Available · Sewer Available · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,351 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$469
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,050
Interest rate6.00%
Loan term

Estimated payment

$3,351/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$469
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$236KedgeAI estimate $253,535 · range $246K$272K$447K

vs edgeAI estimate

+69.6%

$/sqft vs Bradenton actives

$301 vs $246

Days on market

90 vs 55 typical

Where $301/sqft sits among the 400 Bradenton actives

105
108
83 · this home
47
25
32
$124–189$189–253$253–318$318–382$382–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 3460 WILD OAK BAY BOULEVARD UNIT 143

Drive times from this address

Downtown Tampa62 min
Tampa Int’l Airport (TPA)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

224 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 116% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $430,000 $10K
May 11, 2026Listed at $440,000 · 90 days on market since
1984Built · BAYSIDE TERRACES AT WILD OAK BAY

Reality check

What actually sold near 3460 WILD OAK BAY BOULEVARD UNIT 143

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6819 MASSACHUSETTS STREETSold · Oct ’25

$360,000

6819 MASSACHUSETTS STREET

2 bd · 2 ba · 1,406 sqft · $256/sqft · 21 DOM

405 BRYN MAWR ISLANDSold · Nov ’25

$560,000

405 BRYN MAWR ISLAND

2 bd · 2 ba · 1,392 sqft · $402/sqft · 121 DOM

311 BRYN MAWR ISLANDSold · Mar ’26

$540,000

311 BRYN MAWR ISLAND

2 bd · 1.5 ba · 1,390 sqft · $388/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3460 WILD OAK BAY BOULEVARD UNIT 143 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3460 WILD OAK BAY BOULEVARD UNIT 143 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3460 WILD OAK BAY BOULEVARD UNIT 143 FAQs

What would the monthly payment be for 3460 WILD OAK BAY BOULEVARD UNIT 143?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,351/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3460 WILD OAK BAY BOULEVARD UNIT 143?+

The most recent tax bill on record (2025) was $5,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3460 WILD OAK BAY BOULEVARD UNIT 143?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $430,000, this home is listed about 10% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.

Which schools are assigned to 3460 WILD OAK BAY BOULEVARD UNIT 143?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$430,000 runs 116% above the BRADENTON 34210 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $440,000, now $430,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of FINE PROPERTIES · Michael Cook. MLS #A4693045.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Bradenton homes, in your inbox

Like 3460 WILD OAK BAY BOULEVARD UNIT 143 but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask John to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 9, 2026 at 10:23 PM UTC. The listing information on this page last changed on August 9, 2026 at 10:23 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 9, 2026 at 10:23 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 9, 2026 at 10:23 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.