4305 CHINABERRY CIRCLE, BRADENTON, FL, 34208
Active103 days on marketListed Jun 9, 2026MLS #A4695347
About this home
4305 CHINABERRY CIRCLE
Are you searching for a move-in ready home in a 55+ golf course community in Bradenton, Florida with low HOA and no CDD? 4305 Chinaberry Circle East in River Isles might be exactly what you have been looking for. River Isles is one of Bradenton's most established active adult communities in Manatee County — and this two-bedroom, two-bath home with an attached one-car garage has been updated from top to bottom. Whether you are looking to enjoy a slower pace of life, downsize into something truly move-in ready, or find the right place for a family member who deserves comfort and community — everything you need is right here at 34208. The kitchen has been beautifully updated with new white quartz countertops and a decorative tile backsplash — bright, clean, and ready for your morning routine. The rest of the home has been just as carefully done. A 2018 tile roof with interior strapping, new hurricane-rated windows, brand new Carrier HVAC system, updated bathrooms with new faucets and toilets, a master bath with marble vanity top, all popcorn ceilings removed and refinished, fresh paint inside and out, crown molding, custom light fixtures, custom fans, new gutters with leaf filters, high speed fiber cable, and a 360° security system. The sunroom adds flexible living space and is included in the 1,242 sq ft total. Step outside and you will find one of the best backyards in the community. Private, peaceful, and backed by no rear neighbors — just lush mature landscaping, upscale crushed rock from the Bahamas, and mature live oaks trimmed for years of low-maintenance enjoyment. A metal storage shed and exterior water filter are included. It is the kind of backyard you actually use every day. River Isles is where active adult living in the Sarasota-Bradenton area truly shines. The executive 9-hole golf course is the crown jewel — with leagues, weekly play, and tournaments throughout the year including the annual Club Championship each March. Add a heated community pool, fitness center, shuffleboard courts, a welcoming clubhouse, and a social calendar that keeps life full and connected. Low HOA of just $180 per quarter. No CDD. No hassle. Whether you are relocating to Manatee County, downsizing in the Sarasota-Bradenton area, or searching for low-maintenance active adult living in Bradenton FL — this home checks every box. 55+ community Bradenton FL · Golf course community Manatee County · No CDD · Low HOA $180 quarter · Move-in ready · Active adult community · Bradenton FL 34208 · EXP Realty
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,242
Sqft
0.14 ac
Lot size
1
Garage
1972
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.7%
$/sqft vs Bradenton actives
$253 vs $241
Days on market
103 vs 56 typical
Where $253/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Braden River East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Braden River East — neighborhood snapshot
Population
7,295
Median age
52
Median income
$86,737
Median home value
$379,666
Avg household
2
Households w/ children
686
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
253 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4305 CHINABERRY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$215,000
4001 CHINABERRY ROAD · same community
2 bd · 2 ba · 1,246 sqft · $173/sqft · 61 DOM
Sold · Feb ’26$269,000
808 MANDARIN CIRCLE · same community
2 bd · 2 ba · 1,236 sqft · $218/sqft · 165 DOM
Sold · Jan ’26$225,000
3905 JOYCE DRIVE · same community
2 bd · 1.5 ba · 1,201 sqft · $187/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4305 CHINABERRY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4305 CHINABERRY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4305 CHINABERRY CIRCLE FAQs
What would the monthly payment be for 4305 CHINABERRY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,442/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4305 CHINABERRY CIRCLE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4305 CHINABERRY CIRCLE?+
The most recent tax bill on record (2025) was $2,816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4305 CHINABERRY CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $314,000, this home is listed about 19% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4305 CHINABERRY CIRCLE?+
William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34208 market on paper
$314,000 is 11% below the BRADENTON 34208 median of $353,900, and at $253/sqft it sits under the Bradenton average of $265.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $319,000, now $314,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Kristi Lavenduski. MLS #A4695347.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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