4770 MAINSAIL DRIVE, BRADENTON, FL, 34208
Active41 days on marketListed Jun 26, 2026MLS #A4695766
About this home
4770 MAINSAIL DRIVE
Virtually Staged. Located within the gated waterfront boating community of Harbour Walk at the Inlets, NEW ROOF 4770 Mainsail Drive offers private dock, with boating access, updated waterfront infrastructure and a private canal front setting leading to the open waters of the Manatee River, Tampa Bay and the Gulf of Mexico. Experience the pinnacle of Florida waterfront living in this exceptional Arthur Rutenberg custom-built model home, offering 3 bedrooms, 2.5 baths, a private office/den, and a NEW ROOF. Known for timeless architecture, superior craftsmanship, and thoughtful design, this residence combines elegance, comfort, and functionality in one remarkable waterfront setting. Designed for seamless indoor-outdoor living, the home features soaring ceilings, refined finishes, abundant natural light, and inviting living spaces that flow effortlessly to the outdoor entertaining areas and waterfront views beyond. Perfectly positioned on a freshwater canal with a private dock, with access to deep-water boating and the ultimate Gulf Coast boating lifestyle. Cruise the Manatee River, explore Tampa Bay, enjoy waterfront dining along the Intracoastal Waterway, or venture into the Gulf. At day's end, unwind poolside while taking in tranquil water views, tropical breezes, and spectacular Florida magenta sunsets. Harbour Walk at The Inlets is one of Bradenton's premier waterfront communities, surrounded by meandering waterways, lush tropical landscapes, and protected natural beauty. Residents enjoy nearly two miles of scenic walking and jogging trails, a 13-acre nature preserve and estuary, tennis court, kayaking, canoeing, fishing, and birdwatching. With NO CDD fees and low HOA fees, residents enjoy exceptional value just minutes from I-75, Lakewood Ranch, downtown Bradenton, Sarasota, St. Petersburg, Tampa, Sarasota-Bradenton International Airport, world-class Gulf beaches, championship golf, shopping, dining, and cultural attractions. More than a home, this is an opportunity to enjoy the best of Florida waterfront living, where boating, nature, and coastal beauty become part of everyday life in paradise.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,558
Sqft
0.19 ac
Lot size
2
Garage
2004
Year built
One
Levels
$381
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,668 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,668/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.3%
$/sqft vs Bradenton actives
$381 vs $246
Days on market
41 vs 55 typical
Where $381/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Braden River East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Braden River East — neighborhood snapshot
Population
7,295
Median age
52
Median income
$86,737
Median home value
$379,666
Avg household
2
Households w/ children
686
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
217 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 171% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4770 MAINSAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,200,000
508 MAST DRIVE · same community
3 bd · 3.5 ba · 3,574 sqft · $336/sqft · 99 DOM
Sold · Apr ’26$1,750,000
4700 MAINSAIL DRIVE · same community
3 bd · 4.5 ba · 3,911 sqft · $447/sqft · 313 DOM
Sold · Sep ’25$2,000,000
556 REGATTA WAY · same community
4 bd · 4 ba · 4,241 sqft · $472/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4770 MAINSAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4770 MAINSAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4770 MAINSAIL DRIVE FAQs
What would the monthly payment be for 4770 MAINSAIL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,668/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4770 MAINSAIL DRIVE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4770 MAINSAIL DRIVE?+
The most recent tax bill on record (2025) was $7,933. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4770 MAINSAIL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $975,000, this home is listed about 150% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4770 MAINSAIL DRIVE?+
William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Stephanie Seacat, Llc. MLS #A4695766.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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