CENTURY 21 Edge
$525,0003 bd2 ba2,140 sqft$245 /sqft$3,673 /mo all-in ↓

2130 72ND STREET CIRCLE W, BRADENTON, FL, 34209

Active42 days on marketListed Jun 29, 2026MLS #A4696700

Single Family ResidencePOINTE WEST FIRST ADD

About this home

2130 72ND STREET CIRCLE W

Location, lifestyle, and exceptional care come together in this beautifully maintained Pointe West home! Nestled in one of west Bradenton's most desirable neighborhoods, this spacious 3-bedroom, 2-bath, 2-car garage split-plan residence offers 2,140 square feet of comfortable living space and an exceptional setting just minutes from Palma Sola Bay, the world-renowned beaches of Anna Maria Island, popular restaurants, Blake Hospital, medical facilities, and shopping. Best of all, there is NO CDD and a remarkably LOW HOA fee annually. Meticulously maintained by one owner, this home is immaculate, reflecting pride in ownership throughout. This is MOVE-IN READY! The thoughtfully designed floor plan features generous living spaces, a large under-roof lanai perfect for year-round Florida living, and a private primary suite separated from the guest bedrooms. The kitchen is highlighted by beautiful solid cherry cabinetry, solid surface countertops, a newer refrigerator, and abundant storage. Additional features include a central vacuum system, new carpet, newer front entry door, gutters, hurricane shutters, a newer garage door opener, and an irrigation system. *** A 4 Point Inspection completed in June 2026 provides added confidence, while major updates provide peace of mind, including: Roof (2022), Electrical Panel (2022), A/C System (2023), Water Heater (2026) *** Step outside and discover one of the property's most attractive features, a spacious backyard with plenty of room to add a pool, outdoor kitchen, or expansive entertaining deck. The rear of the property backs up to the Cedar Hammock Canal, creating a peaceful preserve-like setting that provides exceptional privacy and a tranquil natural setting rarely found this close to the Gulf beaches. Property is located in Flood Zone X! Whether you're looking for a primary residence or a seasonal Florida retreat, this well-cared-for home offers an outstanding combination of location, updates, privacy, and lifestyle in the highly sought-after Pointe West community.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,140

Sqft

0.18 ac

Lot size

2

Garage

1982

Year built

One

Levels

$245

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Central Vacuum · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryIn Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Irrigation System · Private Mailbox · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$3/mo
Taxes (2026)$2,243/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,673 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2026 actual bill$187
HOA fee — from the listing$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,673/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$187
HOA / condo fee$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$370KedgeAI estimate $414,300 · range $385K$488K$546K

vs edgeAI estimate

+26.7%

$/sqft vs Bradenton actives

$245 vs $246

Days on market

42 vs 55 typical

Where $245/sqft sits among the 400 Bradenton actives

106
107 · this home
83
47
25
32
$124–189$189–253$253–318$318–382$382–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 2130 72ND STREET CIRCLE W

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

224 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $525,000 · 42 days on market since
1982Built · POINTE WEST FIRST ADD

Reality check

What actually sold near 2130 72ND STREET CIRCLE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7208 POINTE WEST BOULEVARDSold · Apr ’26

$515,000

7208 POINTE WEST BOULEVARD · same community

3 bd · 3 ba · 1,796 sqft · $287/sqft · 15 DOM

4108 BRIDLECREST LANESold · Jan ’26

$405,000

4108 BRIDLECREST LANE

3 bd · 2 ba · 1,852 sqft · $219/sqft · 121 DOM

6415 39TH AVENUE WSold · Aug ’25

$499,000

6415 39TH AVENUE W

3 bd · 2 ba · 1,644 sqft · $304/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2130 72ND STREET CIRCLE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2130 72ND STREET CIRCLE W — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2130 72ND STREET CIRCLE W FAQs

What would the monthly payment be for 2130 72ND STREET CIRCLE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,673/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2130 72ND STREET CIRCLE W?+

The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2130 72ND STREET CIRCLE W?+

The most recent tax bill on record (2026) was $2,243. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2130 72ND STREET CIRCLE W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $525,000, this home is listed about 35% above the Bradenton median of $389,000. The market section on this page shows how the area is trending.

Listing courtesy of WAGNER REALTY · Ruth Wood. MLS #A4696700.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2130 72ND STREET CIRCLE W, BRADENTON, FL — 3 Bed, 2 Bath — $525,000 | CENTURY 21 Edge