CENTURY 21 Edge
$1,250,000$1,300,0002 bd2 ba1,908 sqft$655 /sqft≈$8,089 /mo all-in ↓

5128 OXFORD DRIVE, SARASOTA, FL, 34242

Active98 days on marketListed Jun 24, 2026MLS #A4697056

✦ Reduced $50KPrivate poolSingle Family ResidenceSIESTA BEACH

About this home

5128 OXFORD DRIVE

This beautifully updated Siesta Key retreat lives far larger than its bedroom count suggests! Offering nearly 1,900 sq. ft. of single-level living on an oversized private lot, the home features expansive gathering spaces plus a light-filled sunroom/flex space currently enjoyed as a second living area and additional guest accommodations—ideal for hosting family and friends. Enjoy a private heated screened pool, 2-car garage, beautifully renovated interiors, new roof, impact-rated windows and NO HOA. Professionally decorated with an effortless coastal style, this home offers the space, privacy and flexibility that's increasingly hard to find on Siesta Key. Whether you're searching for a full-time residence or your own island retreat, there's room here to truly settle in and entertain. All just minutes from Siesta Village and the powder-white sands of Siesta Beach. Not a condo. Not a project. Your own private piece of Siesta Key. A pre-sale home inspection has been completed, providing added peace of mind, and the property is being offered turn-key and ready to enjoy. The seller is also offering a one-year home warranty with the sale.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,908

Sqft

0.21 ac

Lot size

2

Garage

1967

Year built

One

Levels

$655

Per sqft

Private poolFireplaceTurnkey

Inside

FlooringTerrazzo
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Dry Bar · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorLighting · Outdoor Shower · Private Yard

Community & fees

Taxes (2025)$8,580/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,089 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property tax — 2025 actual bill$715
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $125,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $125,000
Interest rate6.00%
Loan term

Estimated payment

$8,089/mo

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property taxes (actual bill)$715
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.2MedgeAI estimate $1,399,663 · range $1.3M–$1.5M$1.6M

vs edgeAI estimate

−10.7%

$/sqft vs SIESTA BEACH

$655 vs $929

Days on market

98 vs 58 typical

Where $655/sqft sits among the 11 homes for sale in SIESTA BEACH

3
0 · this home
2
1
2
3
$503–632$632–761$761–890$890–1019$1019–1149$1149+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34242 — neighborhood snapshot

Population

7,672

Median age

65.1

Median income

$122,143

Median home value

$995,900

Avg household

1.85

Households w/ children

339

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$475K → $493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

3 of 11

SIESTA BEACH have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 215% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,250,000 ▼ $50K
Jun 24, 2026Listed at $1,300,000 · 98 days on market since
1967Built · SIESTA BEACH

Reality check

What actually sold near 5128 OXFORD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

795 PLYMOUTH STREETSold · Mar ’26

$869,000

795 PLYMOUTH STREET · same community

4 bd · 2.5 ba · 1,967 sqft · $442/sqft · 181 DOM

4959 COMMONWEALTH DRIVESold · Oct ’25

$580,000

4959 COMMONWEALTH DRIVE · same community

4 bd · 2 ba · 1,791 sqft · $324/sqft · 77 DOM

704 TROPICAL CIRCLESold · May ’26

$1,425,000

704 TROPICAL CIRCLE · same community

3 bd · 2 ba · 2,073 sqft · $687/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5128 OXFORD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5128 OXFORD DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5128 OXFORD DRIVE FAQs

What would the monthly payment be for 5128 OXFORD DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,089/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5128 OXFORD DRIVE?+

The most recent tax bill on record (2025) was $8,580. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5128 OXFORD DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,250,000, this home is listed about 127% above the Sarasota median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5128 OXFORD DRIVE?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,250,000 runs 215% above the SARASOTA 34242 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,300,000, now $1,250,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Jessica Hoffman. MLS #A4697056.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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