6020 MIDNIGHT PASS ROAD UNIT 49, SARASOTA, FL, 34242
Active100 days on marketListed Jul 2, 2026MLS #A4698693
About this home
6020 MIDNIGHT PASS ROAD UNIT 49
Turnkey furnished coastal villa with private deeded beach access in Aloha Kai, one of Siesta Key’s most established beachfront communities. This beautifully updated 2-bedroom, 1.5-bath residence offers an exceptional combination of island lifestyle, rental flexibility, and effortless ownership just moments from the sandy beach and turquoise waters of Siesta Key Beach. Designed for immediate enjoyment, the villa features an updated kitchen with newer cabinetry, countertops, and appliances, along with a thoughtfully furnished interior suited for use as a vacation retreat, seasonal residence, full-time home, or income-producing property. Significant improvements include a 2020 metal roof, impact-rated windows and front door, upgraded 200-amp electrical service, and a 2023 water heater. Following Hurricane Milton, the first floor was professionally remediated and underwent a fully permitted renovation. Independent mold testing produced negative results, and supporting documentation is available for review. Aloha Kai offers an inviting resort-style setting with private deeded beach access, a heated Olympic-size swimming pool, clubhouse, shuffleboard courts, tropical landscaping, and on-site management. Short-term rentals are permitted subject to association rules, providing valuable flexibility for owners seeking both personal use and rental-income potential. Enjoy convenient access to Siesta Key Village, waterfront dining, shopping, boating, and downtown Sarasota from an established island community offering the beach lifestyle for which Siesta Key is celebrated. Buyer shall independently verify rental policies and restrictions, association rules and information, room dimensions, permits, remediation documentation, and all other property information deemed material.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
834
Sqft
6.22 ac
Lot size
1964
Year built
Two
Levels
$749
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,058 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,058/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45.4%
$/sqft vs Sarasota actives
$749 vs $387
Days on market
100 vs 85 typical
Where $749/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34242 — neighborhood snapshot
Population
7,672
Median age
65.1
Median income
$122,143
Median home value
$995,900
Avg household
1.85
Households w/ children
339
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
197 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the SARASOTA 34242 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 6020 MIDNIGHT PASS ROAD UNIT 49
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$450,000
6020 MIDNIGHT PASS ROAD UNIT 42 · same community
1 bd · 1 ba · 672 sqft · $670/sqft · 216 DOM
Sold · Mar ’26$1,100,000
6342 MIDNIGHT PASS ROAD UNIT 310
2 bd · 2 ba · 852 sqft · $1,291/sqft · 0 DOM
Sold · Jan ’26$420,000
6350 MIDNIGHT COVE ROAD UNIT 710
2 bd · 1.5 ba · 860 sqft · $488/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 6020 MIDNIGHT PASS ROAD UNIT 49 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6020 MIDNIGHT PASS ROAD UNIT 49 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6020 MIDNIGHT PASS ROAD UNIT 49 FAQs
What would the monthly payment be for 6020 MIDNIGHT PASS ROAD UNIT 49?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,058/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6020 MIDNIGHT PASS ROAD UNIT 49?+
The most recent tax bill on record (2025) was $3,492. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6020 MIDNIGHT PASS ROAD UNIT 49?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $625,000, this home is listed about 14% above the Sarasota median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6020 MIDNIGHT PASS ROAD UNIT 49?+
Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$625,000 runs 54% above the SARASOTA 34242 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DOUGLAS ELLIMAN · Rex Glasson. MLS #A4698693.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 6020 MIDNIGHT PASS ROAD UNIT 49 but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →