
4238 65TH TERRACE E, SARASOTA, FL, 34243
Active36 days on marketListed Sep 4, 2026MLS #A4702689
About this home
4238 65TH TERRACE E
WELCOME TO EASY, ELEGANT FLORIDA LIVING! Discover the perfect blend of comfort, convenience, and active resort-style living in The Cascades at Sarasota, one of Sarasota’s premier 55+ gated communities. Ideally located, this meticulously maintained and thoughtfully extended Aruba floor plan offers more than 1,800 square feet of beautifully designed living space, featuring 2 bedrooms, 2 baths, a versatile den/office, and an attached 2-car garage with large built-in storage cabinets and shelving. The true centerpiece of this home is the large, extended screened lanai, beautifully landscaped, creating an impressive outdoor living and entertaining space complete with a soothing heated spa, featuring multiple different jet options and heat settings. Inside, the open and inviting floor plan offers a seamless flow for both everyday living and entertaining. The spacious kitchen features 42-inch cabinetry with convenient roll-out shelving, crown molding, under-cabinet lighting, quartz countertops, and a custom backsplash, opening naturally to the dining and living areas. A 3-foot living room extension adds even more space to gather with family and friends. The split-bedroom design provides privacy, with the generously sized Owner’s Suite thoughtfully separated from the guest bedroom. The Primary Suite is a peaceful retreat, featuring extended built-in closets, dual split vanities, a soaking tub, and a large walk-in shower with four additional body-spray shower heads. Additional highlights include an extended foyer, NEW HVAC system, NEW hot water heater, energy-efficient wall insulation, easy-close locking accordion hurricane shutters, plantation shutters and custom window treatments. Beyond your front door, The Cascades offers an exceptional active-adult lifestyle with amenities designed for as much activity—or relaxation—as you desire. Residents enjoy heated indoor and outdoor pools and spas, a state-of-the-art fitness center, a 25,000-square-foot clubhouse with ballroom and catering kitchen, six Har-Tru tennis courts, pickleball courts, bocce, billiards, cards, arts and crafts, a library, conference room, and an extensive calendar of clubs, leagues, and social activities. On-site property management and a year-round tennis professional add to the exceptional lifestyle. And the location is hard to beat. From The Cascades, you’re just minutes from Sarasota’s outstanding restaurants and shopping, vibrant downtown Sarasota, world-class golf, cultural and performing arts, area airports, and some of Florida’s most spectacular beaches, including Siesta Key, Lido Key, and Longboat Key. Beautifully maintained, exceptionally spacious, and ideally located, this is Florida living at its best—where your private oasis meets a vibrant resort-style community and everything Sarasota has to offer. Come see why this could be the home you’ve been waiting for!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,778
Sqft
0.19 ac
Lot size
2
Garage
2005
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.6%
$/sqft vs Sarasota actives
$247 vs $375
Days on market
36 vs 88 typical
Where $247/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cascades At Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Cascades At Sarasota — neighborhood snapshot
Population
2,053
Median age
57
Median income
$104,250
Median home value
$471,900
Avg household
3
Households w/ children
169
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
192 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the SARASOTA 34243 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 4238 65TH TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$379,000
6769 41ST STREET CIRCLE E · same community
3 bd · 2 ba · 1,425 sqft · $266/sqft · 0 DOM
Sold · Jul ’26$560,000
6702 41ST STREET CIRCLE E · same community
3 bd · 2 ba · 2,159 sqft · $259/sqft · 64 DOM
Sold · Mar ’26$411,500
4920 LINSEY COURT
3 bd · 2 ba · 1,769 sqft · $233/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 4238 65TH TERRACE E — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4238 65TH TERRACE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4238 65TH TERRACE E FAQs
What would the monthly payment be for 4238 65TH TERRACE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,544/mo — principal and interest, the actual property-tax bill, the $577/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4238 65TH TERRACE E?+
The association fee works out to $577 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4238 65TH TERRACE E?+
The most recent tax bill on record (2025) was $338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4238 65TH TERRACE E?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $439,000, this home is listed about 20% below the Sarasota median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4238 65TH TERRACE E?+
Marjorie G. Kinnan Elementary School (elementary), Southeast High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Ray Rausa. MLS #A4702689.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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