13951 HARBOR VIEW DRIVE, SEMINOLE, FL, 33776
Active59 days on marketListed Aug 12, 2026MLS #A4702752
About this home
13951 HARBOR VIEW DRIVE
If you’ve been waiting for the right moment to make your move in Seminole, this is it. Tucked away on a cul-de-sac in the sought-after Crossing at The Narrows, this 4-bedroom, 3-bathroom residence is a refreshing departure from the standard Florida floor plan. It’s rare to find a home with this much genuine character and Intracoastal views—especially one priced so competitively and in total alignment with current market value. The charm begins the moment you pull up to the expansive wraparound porch, the perfect spot for a morning breeze. Inside, the home feels vibrant and completely move-in ready thanks to a suite of recent updates, including fresh interior and exterior paint, new luxury flooring, and updated ceiling fans. The living spaces are anchored by a cozy wood-burning fireplace, while elegant French doors and hardwood details add a layer of warmth you just don't find in newer builds. The true "wow" factor awaits upstairs on the private observation deck. It’s an incredible vantage point for watching the colors change over the Intracoastal Waterway—your new favorite spot for sunset drinks or quiet coffee. Outside, the property continues to impress with a sprawling backyard. Whether you’re dreaming of a lush tropical garden, an expansive outdoor kitchen, or a future pool, there is more than enough room to bring that vision to life. The lifestyle here is hard to beat. You’re positioned near the end of the peninsula, just a quick trip across the bridge to the white sands of Indian Shores and the Gulf beaches. With waterfront dining, boating, and local parks just minutes away, you get the peace of a secluded cul-de-sac without sacrificing convenience. This isn't another cookie-cutter house; it’s a home with soul, views, and a price tag that makes sense in today’s market. Experience the difference for yourself—check out the property video and schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,272
Sqft
0.23 ac
Lot size
1994
Year built
Two
Levels
$374
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,618 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,618/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs Seminole actives
$374 vs $251
Days on market
59 vs 54 typical
Where $374/sqft sits among the 323 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crossing At The Narrows
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Crossing At The Narrows — neighborhood snapshot
Population
458
Median age
53
Median income
$158,700
Median home value
$697,800
Avg household
3
Households w/ children
45%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
172 of 323
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 13951 HARBOR VIEW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$820,000
7645 HARBOR VIEW WAY · same community
3 bd · 2.5 ba · 2,211 sqft · $371/sqft · 109 DOM
Sold · Mar ’26$820,000
13945 75TH AVENUE · same community
3 bd · 2.5 ba · 2,376 sqft · $345/sqft · 355 DOM
Sold · Nov ’25$750,000
7591 HARBOR VIEW WAY · same community
4 bd · 3 ba · 3,471 sqft · $216/sqft · 200 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13951 HARBOR VIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13951 HARBOR VIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13951 HARBOR VIEW DRIVE FAQs
What would the monthly payment be for 13951 HARBOR VIEW DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,618/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13951 HARBOR VIEW DRIVE?+
The most recent tax bill on record (2024) was $6,638. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $849,900, this home is listed about 134% above the Seminole median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13951 HARBOR VIEW DRIVE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SARASOTA CENT. · Chris Carpenter. MLS #A4702752.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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