406 88TH AVENUE, ST PETE BEACH, FL, 33706
Active57 days on marketListed Aug 16, 2026MLS #A4703113
About this home
406 88TH AVENUE
Location! Location! Live the beach life in this fully remodeled and permitted 3-bedroom, 2 bath coastal retreat just moments from the sugar-sand shores of St. Pete Beach. Nestled in a quiet neighborhood in true “Paradise,” this home blends modern upgrades with laid-back Florida charm—and puts you close to everything the salt life has to give. From the curb, fresh sod and a new irrigation system create a lush, inviting landscape. The newly extended paver parking area (original pavers completed in 2023 with additional pavers just added) provides ample space for guests, room to park a boat and all your beach toys. Shutters installed in 2023 add coastal style and extra protection. Inside, this home has been completely remodeled from top to bottom for peace of mind and efficiency: * New 200-amp electrical service with all new wiring * All new water lines * New drywall throughout with new insulation in the walls * All new windows and doors, including solid wood interior doors * AC and water heater are only a few years old The heart of the home is the brand-new kitchen, featuring new cabinets with granite countertops, creating a bright, modern space for cooking and entertaining. The new master suite is a relaxing retreat, boasting a bold and contemporary layout offering a custom tile shower, LED lighted mirror and a new mini-split AC unit for personalized comfort. The main bathroom is also fully updated, with a new shower/tub combo and an LED mirror, giving it a clean and bright feel. A good-sized enclosed sunroom adds flexible space that could easily become additional living area, a home office, playroom, or workout room—whatever fits your lifestyle. Step outside to a beautiful, shaded, and private backyard. It’s ideal for relaxing in the breeze and grilling out for you and your family to enjoy. For beaches, endless summers, and unforgettable sunsets, you’re just 4 minutes to Upham Beach Park and only 5 minutes to The Secret Garden—local favorites for sand, surf, and those iconic Gulf views. You also are only an 8-minute Drive to St. Johns Pass and a 5-minute drive to Treasure Island. Enjoy lots of local boutiques, tiki bars, and live music, and you’re just 3 minutes to the local shopping district on Corey Avenue. For fresh seafood, head to Buoys Waterfront Bar or the Toasted Monkey, about 3 minutes away, or stroll just 2 blocks to The Helm Seafood Parlour. For fine dining, savor Martina at the historic Don CeSar. And when you’re ready for a different vibe, it’s only a short drive to downtown St. Petersburg for vibrant nightlife, arts, and culture. With all the major work already done and an unbeatable St. Pete Beach location, this truly turnkey home lets you move in and start living the Paradise lifestyle from day one. This is one you’ll want to see in person! Buyer to verify all measurements. $5,000 credit towards new appliance package with a contract!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,581
Sqft
0.17 ac
Lot size
1957
Year built
One
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,815 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,815/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs St Pete Beach actives
$354 vs $483
Days on market
57 vs 96 typical
Where $354/sqft sits among the 157 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blind Pass
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Blind Pass — neighborhood snapshot
Population
1,773
Median age
61
Median income
$100,398
Median home value
$506,650
Avg household
2
Households w/ children
36%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
81 of 157
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 406 88TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$542,000
436 87TH AVENUE · same community
3 bd · 2 ba · 1,519 sqft · $357/sqft · 39 DOM
Sold · Sep ’26$525,000
8651 GULF BOULEVARD · same community
3 bd · 2 ba · 1,501 sqft · $350/sqft · 8 DOM
Sold · Jul ’26$563,000
460 87TH AVENUE · same community
3 bd · 2 ba · 1,397 sqft · $403/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 406 88TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 406 88TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
406 88TH AVENUE FAQs
What would the monthly payment be for 406 88TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,815/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 406 88TH AVENUE?+
The most recent tax bill on record (2025) was $1,334. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 406 88TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $559,900, this home is listed about 4% above the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.
Which schools are assigned to 406 88TH AVENUE?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$559,900 runs 22% above the ST PETE BEACH 33706 median — but at 1,581 sqft it's also 26% larger than the typical St Pete Beach listing.
02Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $579,900, now $559,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ROSEBAY · Michelle Jones. MLS #A4703113.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Pete Beach homes, in your inbox
Like 406 88TH AVENUE but not quite? A daily digest of every new listing in St Pete Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →