CENTURY 21 Edge
$650,0005 bd4 ba2,792 sqft$233 /sqft$4,483 /mo all-in ↓

2605 RED FERN DRIVE, DOVER, FL, 33527

Active8 days on marketListed Aug 20, 2026MLS #A4703176

Private poolSingle Family ResidenceFERN GROVE

About this home

2605 RED FERN DRIVE

FORMER MODEL HOME WITH TUSCAN-INSPIRED ELEGANCE, BRAND-NEW 2026 ROOF, 2025 HVAC UNITS, PRIVATE POOL, OUTDOOR KITCHEN, 5 BEDROOMS, 3-CAR GARAGE & RESORT-STYLE BACKYARD! Welcome to this beautifully appointed residence in the desirable Fern Grove community, offering NO CDD FEES, VERY LOW HOA FEES, highly rated schools, and valuable recent updates including a brand-new roof installed in 2026 and both HVAC units replaced in 2025. A striking stone exterior and 8-foot leaded-glass front door create an impressive first impression, opening to a dramatic two-story foyer with soaring ceilings, crown molding, and elegant finishes throughout. The open kitchen, family room, and breakfast nook provide a welcoming gathering space, with the kitchen featuring granite countertops, a breakfast bar, 42-inch staggered wood cabinetry with crown molding, and a stylish, functional layout. Formal living and dining areas add versatility for entertaining, while classic ceramic tile extends throughout the entire lower level. A spacious downstairs bedroom suite offers flexibility for guests, family members, or a private retreat. Upstairs, the generous primary suite features a spacious bathroom and an impressive approximately 119-SQUARE-FOOT WALK-IN CLOSET offering abundant storage. Three additional bedrooms, with 3 full bathrooms, and a conveniently located laundry room complete the second level. French doors open to the lanai and a beautifully designed private backyard ideal for entertaining and outdoor enjoyment. The inviting pool features a PebbleTec-style surface, stone-paver decking, and a child safety fence for added peace of mind. The outdoor kitchen is equipped with a sink and cabinetry, while a nearby firepit creates the perfect setting for relaxing evenings and gatherings with family and friends. A vinyl privacy fence surrounds the backyard, enhancing the secluded feel of this outdoor oasis. Ideally situated in Fern Grove, this home is just minutes from I-4, I-75, the Selmon Expressway, MacDill AFB, shopping, dining, entertainment, hospitals, beaches, theme parks, and everything the Tampa Bay area has to offer.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

2,792

Sqft

0.19 ac

Lot size

3

Garage

2008

Year built

Two

Levels

$233

Per sqft

Private poolNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorBalcony · French Doors · Irrigation System · Outdoor Kitchen

Community & fees

HOA fee$65/mo
Taxes (2025)$6,082/yr
PetsYes
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,483 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$507
HOA fee — from the listing$65
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,483/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$507
HOA / condo fee$65
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$523KedgeAI estimate $654,521 · range $545K$716K$745K

vs edgeAI estimate

−0.7%

$/sqft vs Dover actives

$233 vs $258

Days on market

8 vs 30 typical

Where $233/sqft sits among the 39 Dover actives

8
10 · this home
10
6
3
2
$151–204$204–257$257–310$310–363$363–416$416+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dover

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)41 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dover. See the full Dover guide →

DOVER 33527 — neighborhood snapshot

Population

16,412

Median age

38.3

Median income

$77,658

Median home value

$347,300

Avg household

2.96

Households w/ children

1,800

For the school run

Hillsborough County School District

ElementaryDover Elementary★★★★
HighStrawberry Crest High School★★★★
MiddleTurkey Creek Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dover market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$480K$472K

Dover median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

18 of 39

Dover actives have cut their price

Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the DOVER 33527 median. See the full Dover market guide →

Paper trail

This home's history

Aug 20, 2026Listed at $650,000 · 8 days on market since
2008Built · FERN GROVE

Reality check

What actually sold near 2605 RED FERN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2611 RED FERN DRIVESold · Dec ’25

$375,000

2611 RED FERN DRIVE · same community

3 bd · 2 ba · 1,705 sqft · $220/sqft · 49 DOM

3512 AUTUMN GLEN DRIVESold · Feb ’26

$569,399

3512 AUTUMN GLEN DRIVE

5 bd · 3 ba · 2,807 sqft · $203/sqft · 118 DOM

5218 TWIN CREEKS DRIVESold · Jul ’26

$634,000

5218 TWIN CREEKS DRIVE

5 bd · 3 ba · 2,734 sqft · $232/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2605 RED FERN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2605 RED FERN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2605 RED FERN DRIVE FAQs

What would the monthly payment be for 2605 RED FERN DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,483/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2605 RED FERN DRIVE?+

The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2605 RED FERN DRIVE?+

The most recent tax bill on record (2025) was $6,082. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2605 RED FERN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dover?+

At $650,000, this home is listed about 18% above the Dover median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2605 RED FERN DRIVE?+

Dover Elementary (elementary), Strawberry Crest High School (high), Turkey Creek Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$650,000 runs 18% above the DOVER 33527 median — but at 2,792 sqft it's also 24% larger than the typical Dover listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Dover Elementary, Strawberry Crest High School, Turkey Creek Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Strawberry Crest High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY, LLC · Jennifer Kenna. MLS #A4703176.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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