
4021 VIA MIRADA, SARASOTA, FL, 34238
Active36 days on marketListed Sep 4, 2026MLS #A4703455
About this home
4021 VIA MIRADA
Experience the best of Florida living in this beautifully updated waterfront residence in Marbella, a peaceful, gated community within highly desirable Palmer Ranch. This thoughtfully designed home offers two bedrooms, two bathrooms, a versatile den and approximately 1,689 square feet of bright, comfortable living space. The functional, flowing floor plan welcomes you with soaring ceilings, elegant crown molding throughout, beautiful new white wide-plank tile and abundant natural light. Spacious living and dining areas connect seamlessly, creating an inviting setting for everyday living and entertaining. Pocket sliding glass doors frame picturesque water views and provide effortless access to the lanai and solar-heated pool. The remodeled kitchen combines style and functionality with granite countertops, custom white soft-close dovetail cabinetry, and a newer dishwasher. A convenient eat-in area is perfect for casual meals, while the adjoining dining room provides an elegant setting for dinner parties, holiday gatherings, and special occasions. Step outside to the separate sitting area and enjoy morning coffee surrounded by peaceful tropical scenery. A private corridor leads to the primary suite, creating a quiet retreat separated from the main living areas. The suite features beautiful water views, direct access to the pool and lanai, and separate his-and-hers walk-in closets complete with custom California Closets systems. The en-suite bathroom offers custom cabinetry, dual sinks, a dedicated makeup vanity, granite countertops, a relaxing soaking tub and a frameless glass walk-in shower. The guest bedroom and beautifully appointed guest bathroom provide comfort and privacy for visiting family and friends. The guest bath features a tiled walk-in shower with dramatic floor-to-ceiling tile. The versatile den is ideal for a home office, media room, hobby area or occasional guest accommodations. Step outside to your private waterfront oasis, where new lanai pavers and a sparkling solar-heated pool with a PebbleTec finish create an inviting setting for relaxing, entertaining and enjoying Florida’s year-round outdoor lifestyle. Lush tropical landscaping enhances the serene, resort-like atmosphere, while separate sitting and dining areas provide multiple places to unwind and take in the peaceful water views. Additional highlights include a newer Carrier HVAC system with blue-light air purification, an interior laundry room, an attached two-car garage, utility sink and generous storage throughout. Marbella offers low-maintenance living in an established gated community with convenient access to the Legacy Trail, TPC Prestancia, Gulf Gate Library, shopping, dining, Costco and I-75. World-renowned Siesta Key Beach and the cultural attractions of downtown Sarasota are only minutes away. Combining scenic waterfront views, refined interior finishes, flexible living spaces and exceptional outdoor living, this inviting Palmer Ranch residence captures the relaxed Sarasota lifestyle. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,689
Sqft
0.13 ac
Lot size
2
Garage
1993
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,914 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,914/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.6%
$/sqft vs Sarasota actives
$316 vs $402
Days on market
36 vs 85 typical
Where $316/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,800/mo median
Live Sarasota rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Marbella
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Marbella is a short-term-rental community. See the full guide →
SARASOTA 34238 — neighborhood snapshot
Population
22,808
Median age
63.9
Median income
$94,583
Median home value
$532,800
Avg household
1.94
Households w/ children
1,611
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
198 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the SARASOTA 34238 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 4021 VIA MIRADA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$450,000
6820 AVENIDA MARBELLA · same community
2 bd · 2 ba · 1,695 sqft · $265/sqft · 50 DOM
Sold · Mar ’26$545,000
3994 VIA MIRADA · same community
2 bd · 2 ba · 1,703 sqft · $320/sqft · 4 DOM
Sold · Sep ’26$360,000
6761 PASEO CASTILLE · same community
2 bd · 2 ba · 1,755 sqft · $205/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4021 VIA MIRADA — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4021 VIA MIRADA — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4021 VIA MIRADA FAQs
What would the monthly payment be for 4021 VIA MIRADA?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,914/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4021 VIA MIRADA?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4021 VIA MIRADA?+
The most recent tax bill on record (2025) was $2,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4021 VIA MIRADA be rented short-term?+
Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4021 VIA MIRADA?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $534,000, this home is listed about 3% below the Sarasota median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4021 VIA MIRADA?+
Sarasota Middle School (middle), Ashton Elementary School (elementary), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$534,000 runs 99% above the SARASOTA 34238 median.
02Zoned for nightly rentals
Marbella is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Strong assigned schools
Sarasota Middle School, Ashton Elementary School, Riverview High School — Sarasota Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $549,000, now $534,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Garry Neeves. MLS #A4703455.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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