CENTURY 21 Edge
$839,9002 bd2.5 ba1,368 sqft$614 /sqft$5,480 /mo all-in ↓

5860 MIDNIGHT PASS ROAD UNIT 23, SARASOTA, FL, 34242

Active10 days on marketListed Sep 11, 2026MLS #A4703917

WaterfrontCondominiumGULF HAVEN

About this home

5860 MIDNIGHT PASS ROAD UNIT 23

RARELY AVAILABLE CONDO IN GULF HAVEN ON SIESTA KEY BEACH! This nicely updated 2-bedroom, 2.5-bath unit in the highly desirable Gulf Haven community won't be on the market for long. With limited availability in this intimate beachfront community, you have a special opportunity to be a part of the Siesta Key community. This unit offers comfortable coastal living with a practical layout and inviting spaces. With two bedrooms and two-and-a-half baths, there is plenty of room for owners and guests to relax and enjoy everything island living has to offer. Private beach access is one of the standout features of Gulf Haven, giving you the ability to enjoy the soft white sands and beautiful Gulf waters. After a day at the beach, take a refreshing dip in the inviting community pool. A covered carport that is connected to the unit provides convenient, protected parking—another valuable feature on Siesta Key. The location puts you close to the best of Siesta Key and Sarasota. Enjoy easy access to Siesta Key Village, local shops and restaurants, boating, and more. When you're ready to explore beyond the island, downtown Sarasota is just a short drive away, offering exceptional dining, shopping, arts, entertainment, and cultural attractions. Whether you're looking for a vacation home, seasonal retreat, investment property, or full-time residence, this rarely available Gulf Haven condo offers an exceptional way to enjoy the Sarasota Gulf Coast lifestyle. Updated interiors, private beach access, a community pool, covered parking, and a location close to it all make this a property worth seeing. Opportunities to own in Gulf Haven don't come along often—come experience the Siesta Key lifestyle for yourself.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,368

Sqft

4.07 ac

Lot size

1971

Year built

Two

Levels

$614

Per sqft

WaterfrontTrees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · PrimaryBedroom Upstairs
LaundryElectric Dryer Hookup · In Garage · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesSouth
ExteriorCourtyard · Lighting · Storage

Community & fees

Taxes (2025)$5,675/yr
PetsYes
CommunityGulf/Ocean Front · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,480 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,532
PMI (est., until 20% equity)$315
Property tax — 2025 actual bill$473
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $83,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $83,990
Interest rate6.00%
Loan term

Estimated payment

$5,480/mo

Principal & interest$4,532
PMI (est., until 20% equity)$315
Property taxes (actual bill)$473
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $840K
$465KedgeAI estimate $522,154 · range $485K$616K$873K

vs edgeAI estimate

+60.9%

$/sqft vs Sarasota actives

$614 vs $354

Days on market

10 vs 63 typical

Where $614/sqft sits among the 400 Sarasota actives

212
54 · this home
55
35
14
30
$158–390$390–621$621–853$853–1084$1084–1316$1316+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34242 — neighborhood snapshot

Population

7,672

Median age

65.1

Median income

$122,143

Median home value

$995,900

Avg household

1.85

Households w/ children

339

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

201 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 112% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $839,900 · 10 days on market since
1971Built · GULF HAVEN

Reality check

What actually sold near 5860 MIDNIGHT PASS ROAD UNIT 23

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5860 MIDNIGHT PASS ROAD UNIT 40Sold · Mar ’26

$575,000

5860 MIDNIGHT PASS ROAD UNIT 40 · same community

1 bd · 1 ba · 1,040 sqft · $553/sqft · 10 DOM

1001 POINT OF ROCKS ROAD UNIT 312Sold · Jan ’26

$1,398,000

1001 POINT OF ROCKS ROAD UNIT 312

2 bd · 2 ba · 1,370 sqft · $1,020/sqft · 2 DOM

1586 STICKNEY POINT ROAD UNIT 102Sold · Dec ’25

$665,000

1586 STICKNEY POINT ROAD UNIT 102

2 bd · 2 ba · 1,405 sqft · $473/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5860 MIDNIGHT PASS ROAD UNIT 23 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5860 MIDNIGHT PASS ROAD UNIT 23 — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5860 MIDNIGHT PASS ROAD UNIT 23 FAQs

What would the monthly payment be for 5860 MIDNIGHT PASS ROAD UNIT 23?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,480/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5860 MIDNIGHT PASS ROAD UNIT 23?+

The most recent tax bill on record (2025) was $5,675. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5860 MIDNIGHT PASS ROAD UNIT 23?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $839,900, this home is listed about 52% above the Sarasota median of $552,448. The market section on this page shows how the area is trending.

Which schools are assigned to 5860 MIDNIGHT PASS ROAD UNIT 23?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$839,900 runs 112% above the SARASOTA 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · Julie Shaw. MLS #A4703917.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sarasota homes, in your inbox

Like 5860 MIDNIGHT PASS ROAD UNIT 23 but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Jillian to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 21, 2026 at 2:34 PM UTC. The listing information on this page last changed on September 21, 2026 at 2:34 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 21, 2026 at 2:34 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 21, 2026 at 2:34 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

5860 MIDNIGHT PASS ROAD UNIT 23, SARASOTA, FL — 2 Bed, 2.5 Bath — $839,900 | CENTURY 21 Edge