
10402 CHARLOTTE DRIVE, PARRISH, FL, 34219
Active23 days on marketListed Aug 28, 2026MLS #A4703961
About this home
10402 CHARLOTTE DRIVE
Stunning! This stunning move in ready DR Horton Cali model, built in 2024, offers more than $40,000 in thoughtful upgrades, delivering a better than new living experience without the long wait or added expense of post construction improvements. LOW HOA Fees! Set on a peaceful pond with tranquil water views, the home blends natural beauty with modern comfort and meticulous enhancements throughout. You’ll also enjoy a beautiful front facing view overlooking a serene community pond, with no homes directly across from you, offering added privacy and a peaceful, open feel from the moment you arrive. Inside, the open concept, all concrete one-story layout optimizes living space and creates an effortless flow. The well-appointed kitchen overlooks the dining area, great room, and extended covered lanai, making it ideal for both entertaining and everyday living. This home includes all appliances—electric range, microwave, refrigerator, washer, dryer and a never used dishwasher—along with upgraded cabinet hardware, a designer kitchen island accent wall, and a stylish backsplash. The owner’s suite sits privately at the rear of the home with its own ensuite bathroom featuring a frameless shower door, and a spacious walk-in closet while two additional bedrooms share a second full bath. The home showcases exceptional interior upgrades, including plantation shutters in the great room, front bedroom, and primary bedroom, new ceiling fans in the great room and primary bedroom, designer accent walls, mounted professional garage storage racks, upgraded epoxy garage flooring, and hurricane shutters stored in the garage. Every detail has been carefully selected to enhance comfort, style, and functionality. The exterior is equally impressive, offering a beautifully enhanced outdoor living experience. Upgrades include multiple palm trees, stone flower beds, an extended driveway with brick pavers, epoxy flooring in the garage, a reclaimed sprinkler irrigation system, Govee exterior lighting, beautiful glass inserts in the front door, extended lanai, patio pavers, and stamped landscape edging. The entire backyard is enclosed with both a privacy fence and an iron perimeter fence. The open-air brick paver patio overlooks the water, creating the perfect setting for grilling, relaxing, and enjoying the birds and waterfowl that frequent the area. Residents enjoy resort style community amenities just across the street, including a heated pool, a clubhouse with a workout center and outdoor kitchen area, Tot lot, dog park, open play field, Gazebo, and playground. The location is exceptionally convenient, with easy access to shopping, dining, schools, and major highways leading to Lakewood Ranch, Sarasota, St. Pete, Tampa, award winning Gulf Coast beaches, and world-famous theme parks. With upgrades already completed, this home provides a truly move in ready experience that saves buyers time, money, and the hassle of coordinating improvements after closing. The Immaculate condition, serene pond views, and premium finishes make this Cali model the perfect blend of modern living and natural beauty.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,827
Sqft
0.15 ac
Lot size
2
Garage
2024
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,278 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,278/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.4%
$/sqft vs Parrish actives
$213 vs $210
Days on market
23 vs 51 typical
Where $213/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parrish
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
PARRISH 34219 — neighborhood snapshot
Population
30,220
Median age
46.1
Median income
$104,258
Median home value
$420,400
Avg household
2.68
Households w/ children
2,981
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$394K → $407K
Parrish median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
236 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 10402 CHARLOTTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$380,000
12517 NANTAHALA RUN · same community
3 bd · 2 ba · 1,844 sqft · $206/sqft · 86 DOM
Sold · May ’26$305,000
12215 KINGSLEY TRAIL · same community
3 bd · 2 ba · 1,672 sqft · $182/sqft · 92 DOM
Sold · Jun ’26$410,000
12315 DORA TRAIL · same community
4 bd · 2.5 ba · 2,043 sqft · $201/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 10402 CHARLOTTE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10402 CHARLOTTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10402 CHARLOTTE DRIVE FAQs
What would the monthly payment be for 10402 CHARLOTTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,278/mo — principal and interest, the actual property-tax bill, the $147/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10402 CHARLOTTE DRIVE?+
The association fee works out to $147 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10402 CHARLOTTE DRIVE?+
The most recent tax bill on record (2025) was $6,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10402 CHARLOTTE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $389,900, this home is listed about 7% below the Parrish median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10402 CHARLOTTE DRIVE?+
Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PARRISH 34219 market on paper
$389,900 is 6% below the PARRISH 34219 median of $413,040, and at $213/sqft it sits under the Parrish average of $221.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Barbara A Harvey Elementary School, Parrish Community High School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Tammy Barber. MLS #A4703961.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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