CENTURY 21 Edge
$1,099,0003 bd2 ba1,819 sqft$604 /sqft$7,467 /mo all-in ↓

1075 GULF OF MEXICO DRIVE UNIT 205, LONGBOAT KEY, FL, 34228

Active20 days on marketListed Sep 2, 2026MLS #A4704103

WaterfrontCondominiumBEACHPLACE II

About this home

1075 GULF OF MEXICO DRIVE UNIT 205

Set within Beachplace on the coveted south end of Longboat Key, this 3-bedroom, 2-bath corner residence offers 1,819+/- sq. ft. of beautifully maintained living space, an expansive wraparound terrace and 1 under-building deeded parking space. Distinctive wallpaper adds personality to the foyer, while plank flooring flows throughout. Just off the entry, double doors open to the third bedroom, currently used as a family and sitting room, while the guest bedroom across the hall opens directly to the terrace. The main living area takes full advantage of the corner setting, with walls of sliding glass doors filling the space with natural light and framing elevated views of the lake, fountains and tropical landscaping. The kitchen features white cabinetry, glass-front accents, stone countertops, stainless steel appliances and a breakfast bar opening to the dining area. Privately positioned away from the guest accommodations, the primary suite enjoys terrace access and tranquil lake and fountain views, along with a spacious bath with dual vanities and a separate water closet. Beachplace is a gated, 31-acre beachfront community known for its mid-century modern architecture and resort-style amenities, including private beach access, a junior Olympic-size pool, spa, kiddie pool, clubhouse, fitness facilities, sauna, tennis and pickleball courts, EV charging stations and grilling areas. Separate membership opportunities are also offered at the nearby Longboat Key Club, with amenities that may include 45 holes of championship golf, tennis, private dining, beach and pool facilities, spa, fitness and marina access, depending on membership category. Rentals are permitted up to 12 times per year with a 30-day minimum, and St. Armands Circle and downtown Sarasota are just minutes away.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,819

Sqft

5.01 ac

Lot size

1

Garage

1981

Year built

One

Levels

$604

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Elevator · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofOther
ConstructionConcrete · Stucco
FoundationPillar/Post/Pier
ViewWater
FacesSouth
ParkingDeeded · Ground Level · Guest · Under Building
ExteriorBalcony · Irrigation System · Lighting · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$11,581/yr
PetsNo
CommunityGulf/Ocean Front · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,467 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,930
PMI (est., until 20% equity)$412
Property tax — 2025 actual bill$965
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $109,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $109,900
Interest rate6.00%
Loan term

Estimated payment

$7,467/mo

Principal & interest$5,930
PMI (est., until 20% equity)$412
Property taxes (actual bill)$965
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$1.1MedgeAI estimate $1,291,878 · range $1.1M$1.4M$1.4M

vs edgeAI estimate

−14.9%

$/sqft vs Longboat Key actives

$604 vs $674

Days on market

20 vs 93 typical

Where $604/sqft sits among the 219 Longboat Key actives

100 · this home
52
33
10
8
16
$357–633$633–909$909–1185$1185–1461$1461–1737$1737+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
MiddleBooker Middle School★★★★
ElementarySouthside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

94 of 219

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 89% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $1,099,000 · 20 days on market since
1981Built · BEACHPLACE II

Reality check

What actually sold near 1075 GULF OF MEXICO DRIVE UNIT 205

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

585 SANCTUARY DRIVE UNIT B502Sold · Apr ’26

$1,650,000

585 SANCTUARY DRIVE UNIT B502

3 bd · 3 ba · 1,823 sqft · $905/sqft · 52 DOM

575 SANCTUARY DRIVE UNIT A302Sold · Oct ’25

$1,550,000

575 SANCTUARY DRIVE UNIT A302

3 bd · 2.5 ba · 1,823 sqft · $850/sqft · 18 DOM

575 SANCTUARY DRIVE UNIT A404Sold · Dec ’25

$1,880,000

575 SANCTUARY DRIVE UNIT A404

3 bd · 3 ba · 1,825 sqft · $1,030/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1075 GULF OF MEXICO DRIVE UNIT 205 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1075 GULF OF MEXICO DRIVE UNIT 205 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1075 GULF OF MEXICO DRIVE UNIT 205 FAQs

What would the monthly payment be for 1075 GULF OF MEXICO DRIVE UNIT 205?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,467/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1075 GULF OF MEXICO DRIVE UNIT 205?+

The most recent tax bill on record (2025) was $11,581. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1075 GULF OF MEXICO DRIVE UNIT 205?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $1,099,000, this home is listed about 16% above the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1075 GULF OF MEXICO DRIVE UNIT 205?+

Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,099,000 runs 89% above the LONGBOAT KEY 34228 median — but at 1,819 sqft it's also 21% larger than the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Bruce Myer. MLS #A4704103.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1075 GULF OF MEXICO DRIVE UNIT 205, LONGBOAT KEY, FL — 3 Bed, 2 Bath — $1,099,000 | CENTURY 21 Edge