CENTURY 21 Edge
$449,5002 bd2 ba929 sqft$484 /sqft$3,198 /mo all-in ↓

1300 N PORTOFINO DRIVE UNIT 103, SARASOTA, FL, 34242

Active26 days on marketListed Aug 28, 2026MLS #A4704416

WaterfrontCondominiumSIESTA HARBOR II

About this home

1300 N PORTOFINO DRIVE UNIT 103

Welcome to your own piece of paradise on world renowned Siesta Key! This beautifully updated and freshly painted 2 bedroom, 2 bathroom residence in the highly desirable Siesta Harbor 55+ community is clean, bright, inviting, and ready for its next owner. Just steps from the soft, powdery sands of Siesta Beach, this is the perfect opportunity to enjoy the laid back island lifestyle you've been dreaming about. From the moment you walk in, you'll appreciate the fresh, coastal feel and thoughtful updates throughout. The residence features beautiful luxury vinyl flooring, a renovated kitchen, updated bathrooms, a brand new vanity in the guest bath, and new and newer appliances. The open and comfortable floor plan is filled with natural light and designed for easy everyday living. One of the true highlights is the spacious all seasons lanai, where you can sit back, relax, and take in the fantastic waterfront views. Watch boats cruise along the shimmering saltwater canal as you enjoy your morning coffee or unwind with a glass of wine in the evening. The canal leads directly to the Intracoastal Waterway and Gulf of Mexico, creating a beautiful backdrop and a constant reminder that you are living on Siesta Key. Siesta Harbor is an active and welcoming 55+ community with an incredible selection of amenities and activities. Enjoy the heated pool and spa, fitness center, sauna, clubhouse, shuffleboard courts, private Intracoastal pier, and a wonderful social calendar filled with community events and activities. Fishing enthusiasts will love the private waterfront pier, while boaters have the opportunity to lease dock space on a first come, first served basis. Residents also enjoy deeded beach access through Crescent Arms, beautifully maintained tropical grounds, on site management, private storage, and same floor laundry. With the free trolley stop conveniently located just outside the community, Siesta Key Village, local shops, restaurants, and entertainment are all easily accessible. The South Bridge provides convenient access to mainland Sarasota, downtown, and the area's many cultural attractions. Whether you're looking for a full time home, a seasonal escape, or your own island retreat, this residence offers an incredible combination of location, updates, waterfront views, amenities, and lifestyle. Clean, freshly painted, beautifully updated, and ready to enjoy, this is a fantastic opportunity to own a little piece of paradise on Siesta Key. Come see why life is better on the Key!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

929

Sqft

0 ac

Lot size

1969

Year built

One

Levels

$484

Per sqft

WaterfrontWater view55+ community

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Kitchen/Family Room Combo · Open Floorplan · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryCommon Area · Other
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionConcrete · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingAssigned · Covered · Guest · Open
ExteriorSidewalk · Sliding Doors

Community & fees

Taxes (2025)$2,319/yr
PetsNo
CommunityCanal Front · Clubhouse · Fitness Center · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,198 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,646
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$193
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,733Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,733
Interest rate6.00%
Loan term

Estimated payment

$3,198/mo

Principal & interest$2,646
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$193
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$330KedgeAI estimate $414,771 · range $344K$458K$476K

vs edgeAI estimate

+8.4%

$/sqft vs Sarasota actives

$484 vs $352

Days on market

26 vs 63 typical

Where $484/sqft sits among the 400 Sarasota actives

210
53 · this home
54
34
19
30
$157–384$384–611$611–838$838–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34242 — neighborhood snapshot

Population

7,672

Median age

65.1

Median income

$122,143

Median home value

$995,900

Avg household

1.85

Households w/ children

339

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

204 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $449,500 · 26 days on market since
1969Built · SIESTA HARBOR II

Reality check

What actually sold near 1300 N PORTOFINO DRIVE UNIT 103

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1350 N PORTOFINO DRIVE UNIT 208Sold · Dec ’25

$450,000

1350 N PORTOFINO DRIVE UNIT 208 · same community

2 bd · 2 ba · 929 sqft · $484/sqft · 188 DOM

1250 N PORTOFINO DRIVE UNIT 303Sold · Oct ’25

$370,000

1250 N PORTOFINO DRIVE UNIT 303 · same community

2 bd · 2 ba · 929 sqft · $398/sqft · 194 DOM

1300 N PORTOFINO DRIVE UNIT S206Sold · Jun ’26

$410,000

1300 N PORTOFINO DRIVE UNIT S206 · same community

2 bd · 2 ba · 929 sqft · $441/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1300 N PORTOFINO DRIVE UNIT 103 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1300 N PORTOFINO DRIVE UNIT 103 — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1300 N PORTOFINO DRIVE UNIT 103 FAQs

What would the monthly payment be for 1300 N PORTOFINO DRIVE UNIT 103?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,198/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1300 N PORTOFINO DRIVE UNIT 103?+

The most recent tax bill on record (2025) was $2,319. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1300 N PORTOFINO DRIVE UNIT 103?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $449,500, this home is listed about 19% below the Sarasota median of $552,448. The market section on this page shows how the area is trending.

Which schools are assigned to 1300 N PORTOFINO DRIVE UNIT 103?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,500 runs 23% above the SARASOTA 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Rachelle Golden. MLS #A4704416.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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