CENTURY 21 Edge
$749,9003 bd2 ba2,174 sqft$345 /sqft$5,407 /mo all-in ↓

1328 THORNAPPLE DRIVE, OSPREY, FL, 34229

Active13 days on marketListed Sep 8, 2026MLS #A4705435

WaterfrontPrivate poolSingle Family ResidenceWILLOWBEND PH 1

About this home

1328 THORNAPPLE DRIVE

Virtually Staged. Welcome to your ultimate lakeside maintenance free sanctuary! Seller is offering Roof Credit to buyer. This home is nestled in a premier community renowned for its top-rated gifted school district, this expanded floor plan in the Willow Bend Community offers 2,183 square feet of meticulously designed, sun-drenched living space with high ceilings, crown molding, and ceiling fans. Boasting 50 feet of lakefront views, the property features a North-facing orientation, allowing you to bask in the desirable southern rear exposure from your covered lanai with a retractable awning, sparkling pool, or soothing spa with a cascading waterfall—all without the harsh glare of direct sun. Through the glass paned front doors into an open-concept haven defined by a neutral color palette that acts as a blank canvas for your personal decor. Porcelain tile floors flow seamlessly through the common areas, while beautiful, warm hardwood floors bring comfort and sophistication to the bedrooms. Flooded with natural light, the main living areas feature large windows equipped with remote-controlled custom Hunter Douglas blinds for effortless light management. Just beyond the formal living and dining areas is the heart of the home in the inspired kitchen that serves as the perfect entertainment hub and a breakfast dinette area that overlooks the pool and spa. It features a counter top that flows into the main living room and the vibrant pool deck, sleek quartz countertops, and premium stainless steel appliances. Cooking appliances are electric, but you do have the option of installing gas if preferred. Pantry shelving is equipped with pull-outs. Working from home is a luxury in the oversized office/study, completely outfitted with a custom built-in desk and extensive shelving and drawers. The primary suite is a true homeowner's retreat, generously scaled to comfortably fit a king-sized bed, nightstands, and a dedicated sitting area. It offers two spacious walk-in closets and a spa-like ensuite bathroom complete with a water closet, a deep soaking tub, a glass-enclosed shower, and two separate vanities packed with storage. The two additional bedrooms are equally impressive, each featuring large windows and substantial closet space. Peace of mind and efficiency are built right into this structurally sound property. The majority of the windows and doors are hurricane-rated, supplemented by heavy-duty accordion shutters for the lanai sliding doors. Living here means enjoying a low-maintenance, resort-style lifestyle. The comprehensive HOA fee conveniently covers lawn care maintenance, high-speed internet, basic cable TV, and irrigation water. Beyond your front door, the neighborhood provides access to fantastic family amenities, including tennis, pickleball and basketball courts, a fully equipped workout center, a community pool & spa, and a playground. Have a piece of mind with a HVAC installed in 2023, a gas water heater from 2018 and a washer and dryer from 2021, and a NEW pool heater installed September 2026, all well maintained and in perfect working order. The location of Willow Bend offers not only a top rated gifted school district, its proximity to shopping, top rated hospitals and medical care, you are also close to some of the most beautiful beaches of Osprey, Nokomis & Venice. This lakefront masterpiece perfectly combines luxury, safety, and community—that you can start enjoying today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,174

Sqft

0.17 ac

Lot size

2

Garage

2003

Year built

One

Levels

$345

Per sqft

Private poolWaterfront

Inside

FlooringCeramic Tile · Hardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Freezer · Gas Water Heater · Ice Maker · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofConcrete · Tile
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorAwning(s) · French Doors · Hurricane Shutters · Irrigation System · Outdoor Grill · Outdoor Shower · Permeable Paving · Private Mailbox · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$397/mo
Taxes (2025)$6,265/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,407 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$522
HOA fee — from the listing$397
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,990
Interest rate6.00%
Loan term

Estimated payment

$5,407/mo

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property taxes (actual bill)$522
HOA / condo fee$397
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$528KedgeAI estimate $676,564 · range $550K$672K$780K

vs edgeAI estimate

+10.8%

$/sqft vs Osprey actives

$345 vs $362

Days on market

13 vs 107 typical

Where $345/sqft sits among the 76 Osprey actives

37
24 · this home
8
2
1
4
$188–344$344–500$500–656$656–812$812–968$968+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rivendell

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

Rivendell — neighborhood snapshot

Population

1,379

Median age

60

Median income

$102,449

Median home value

$618,500

Avg household

2

Households w/ children

158

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$723K$765K

Osprey median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

33 of 76

Osprey actives have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $749,900 · 13 days on market since
2003Built · WILLOWBEND PH 1

Reality check

What actually sold near 1328 THORNAPPLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1348 THORNAPPLE DRIVESold · May ’26

$525,000

1348 THORNAPPLE DRIVE · same community

3 bd · 2 ba · 2,171 sqft · $242/sqft · 9 DOM

1367 THORNAPPLE DRIVESold · Jul ’26

$540,000

1367 THORNAPPLE DRIVE · same community

3 bd · 2 ba · 2,182 sqft · $247/sqft · 29 DOM

1313 THORNAPPLE DRIVESold · Dec ’25

$525,000

1313 THORNAPPLE DRIVE · same community

3 bd · 3 ba · 2,082 sqft · $252/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1328 THORNAPPLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1328 THORNAPPLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1328 THORNAPPLE DRIVE FAQs

What would the monthly payment be for 1328 THORNAPPLE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,407/mo — principal and interest, the actual property-tax bill, the $397/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1328 THORNAPPLE DRIVE?+

The association fee works out to $397 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1328 THORNAPPLE DRIVE?+

The most recent tax bill on record (2025) was $6,265. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1328 THORNAPPLE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $749,900, this home is listed about 12% above the Osprey median of $669,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1328 THORNAPPLE DRIVE?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$749,900 runs 33% above the OSPREY 34229 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RIVER HILLS PROPERTIES, LLC B · Heather Claridge. MLS #A4705435.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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