12927 SEASONG TERRACE, BRADENTON, FL, 34211
Active31 days on marketListed Sep 9, 2026MLS #A4705502
About this home
12927 SEASONG TERRACE
Upgrades GALORE...over $39K in upgrades have been added to this beautiful Heritage model in the gated Indigo community of Lakewood Ranch. Situated on a quiet cul-de-sac street, this 4-bedroom, 2.5-bath, two-story pool home offers a main-floor owner’s suite, spacious upstairs loft, and a private backyard designed for Florida living. The open-concept great room features a tray ceiling, luxury vinyl plank flooring, a statement chandelier, accent TV wall and sliding doors to the extended covered lanai. The kitchen has been enhanced with NEW upgraded appliances and a luxury backsplash, oversized island, and walk-in pantry. Custom lighting, updated interior paint and GORGEOUS brass door hardware, decorative accent walls, and added window framing provide thoughtful finishing touches throughout. BONUS...Built-in Surround Sound has been added to the first floor living room and loft and the whole house is wired for network. The owner’s suite offers lanai access, a custom-designed closet, and a motorized living room curtains. Upstairs, three additional bedrooms and a versatile loft provide plenty of space for guests, work, or recreation. Additional upgrades include ceiling fans, enhanced laundry, updated lighting, a security alarm system, garage storage, and an AC UV light system. Step outside to your private oasis featuring a saltwater pool, screened enclosure, pool cage lighting, lanai fans, outdoor TV, and pool seating. Privacy shrubs and landscaping enhance the oversized pie-shaped backyard, which faces a lush landscaped berm. Additional improvements include first-floor gutters and an outdoor backup generator connection. Indigo residents enjoy gated entry, resort-style pools, a 24/7 fitness center, 4 pickleball courts, 2 Bocce Ball, playground, and an on-site lifestyle director. Conveniently located near schools, Bob Gardner Park, LECOM College, shopping, dining, and everything Lakewood Ranch is known for, this move-in-ready home combines extensive upgrades with an exceptional indoor-outdoor lifestyle. THIS ONE IS A MUST SEE! Full upgrade list available. Be SURE to watch the full video attached.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,434
Sqft
0.2 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,572 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,572/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.5%
$/sqft vs Bradenton actives
$295 vs $244
Days on market
31 vs 75 typical
Where $295/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
236 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 12927 SEASONG TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$700,000
12923 SEASONG TERRACE · same community
4 bd · 2.5 ba · 2,434 sqft · $288/sqft · 4 DOM
Sold · Aug ’26$755,000
12950 SEASONG TERRACE · same community
3 bd · 2.5 ba · 2,220 sqft · $340/sqft · 3 DOM
Sold · Jan ’26$450,000
12810 SEASONG TERRACE · same community
3 bd · 2 ba · 1,832 sqft · $246/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12927 SEASONG TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12927 SEASONG TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12927 SEASONG TERRACE FAQs
What would the monthly payment be for 12927 SEASONG TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,572/mo — principal and interest, the actual property-tax bill, the $433/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12927 SEASONG TERRACE?+
The association fee works out to $433 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12927 SEASONG TERRACE?+
The most recent tax bill on record (2025) was $9,956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12927 SEASONG TERRACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $719,000, this home is listed about 84% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12927 SEASONG TERRACE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$719,000 runs 75% above the BRADENTON 34211 median — but at 2,434 sqft it's also 56% larger than the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Annie Jordan. MLS #A4705502.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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