1707 RIO VISTA TERRACE, PARRISH, FL, 34219
Active10 days on marketListed Sep 10, 2026MLS #A4705783
About this home
1707 RIO VISTA TERRACE
Pre-Construction. To be built. Design your waterfront retreat on the last homesite currently offered for sale on Rio Vista Terrace in The Islands on the Manatee River, a private, gated boating community with no CDD fees. The price includes the land and the proposed single story house. The proposed single-story home offers approximately 3,373 square feet of living space with four bedrooms, three full bathrooms, a separate office/den, and a three-car garage configuration. Highlights include an open great room, island kitchen, walk-in pantry, dedicated dining room, and a private primary suite with two walk-in closets. Approximately 971 square feet of covered lanai create an inviting setting for outdoor living overlooking the water. With more than 30 years of experience building high-end homes in South Florida, the builder offers opportunities to personalize the floor plan, finishes, and architectural details, subject to budget, engineering, community approval, and permitting. Deeded dock rights provide an opportunity to build a dock with the home. Enjoy Manatee River access and boating access to the Gulf of Mexico, approximately 35 minutes away by boat. Conveniently located approximately 10 minutes from Lakewood Ranch, 20 minutes from Sarasota, 30 minutes from St. Petersburg, and 40 minutes from Tampa. Travel times vary with traffic and boating conditions. Advertised price includes the land, proposed home, and site work. Renderings and plans illustrate proposed construction and may depict optional features. Final specifications, customizations, pricing, and completion schedule are subject to the executed agreements. Request the plans and included-feature specifications to begin creating your custom home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,373
Sqft
0.43 ac
Lot size
3
Garage
2026
Year built
One
Levels
$563
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,011 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,011/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+178.5%
$/sqft vs Parrish actives
$563 vs $210
Days on market
10 vs 51 typical
Where $563/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parrish
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
PARRISH 34219 — neighborhood snapshot
Population
30,220
Median age
46.1
Median income
$104,258
Median home value
$420,400
Avg household
2.68
Households w/ children
2,981
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$394K → $407K
Parrish median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
236 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 360% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 1707 RIO VISTA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$825,000
11528 SAVANNAH LAKES DRIVE · same community
3 bd · 3 ba · 3,246 sqft · $254/sqft · 54 DOM
Sold · May ’26$725,000
2374 LITTLE COUNTRY ROAD · same community
3 bd · 2 ba · 2,957 sqft · $245/sqft · 160 DOM
Sold · Jul ’26$785,000
11427 SAVANNAH LAKES DRIVE · same community
3 bd · 2.5 ba · 2,849 sqft · $276/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1707 RIO VISTA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1707 RIO VISTA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1707 RIO VISTA TERRACE FAQs
What would the monthly payment be for 1707 RIO VISTA TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,011/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1707 RIO VISTA TERRACE?+
The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1707 RIO VISTA TERRACE?+
The most recent tax bill on record (2025) was $3,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1707 RIO VISTA TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $1,900,000, this home is listed about 352% above the Parrish median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1707 RIO VISTA TERRACE?+
Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,900,000 runs 360% above the PARRISH 34219 median — but at 3,373 sqft it's also 57% larger than the typical Parrish listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $595/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Barbara A Harvey Elementary School, Parrish Community High School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LUXURY HOMES OF FLORIDA, LLC · Dan Fereghetti. MLS #A4705783.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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