CENTURY 21 Edge
$495,0002 bd2 ba1,086 sqft$456 /sqft$3,712 /mo all-in ↓

10407 WATERBIRD WAY UNIT 11, BRADENTON, FL, 34209

Active9 days on marketListed Sep 11, 2026MLS #A4705807

WaterfrontCondominiumFLAMINGO CAY APTS AMD

About this home

10407 WATERBIRD WAY UNIT 11

ATTENTION BOATERS & COASTAL-LIFESTYLE LOVERS! Discover one of Bradenton’s best-kept waterfront secrets in the highly desirable Flamingo Cay community. Set along a peaceful saltwater canal with no fixed bridges, this beautifully updated, maintenance-free condo offers convenient boating access to Palma Sola Bay, the Intracoastal Waterway and beyond—all just minutes from Anna Maria Island. Step inside to a light, inviting interior filled with thoughtful updates and coastal charm. The refreshed kitchen features crisp white cabinetry, upgraded appliances, abundant storage and a clean, timeless design. Luxury vinyl flooring flows throughout the home, complemented by soft neutral tones and custom details that give the space a relaxed Florida feel. The spacious primary suite offers an en-suite bath and private access to the enclosed Florida room, creating the perfect place to start or end the day while enjoying peaceful canal views and beautiful Florida sunsets. A custom shiplap-style feature wall with integrated lighting adds character and a polished coastal touch. The second bedroom provides flexibility for overnight guests, a home office or additional living space. Outside is where the Florida lifestyle truly comes to life. Your private assigned boat dock is just steps from your door, making it easy to head out for a day of boating, fishing, waterfront dining or cruising the Intracoastal. Additional features include a covered carport and oversized exterior storage room for your beach, boating and recreational gear. Flamingo Cay residents also enjoy a heated community pool overlooking the canal along with recreational amenities including pickleball, basketball and shuffleboard. Monthly fees include conveniences such as flood insurance, internet, cable, lawn maintenance and more. Ideally situated just a short drive from the sugar-sand beaches of Anna Maria Island, Robinson Preserve, popular restaurants, shopping and some of the area’s best boating destinations, this waterfront condo offers the perfect combination of location, lifestyle and convenience. Whether you’re looking for a full-time Florida home or the perfect coastal retreat, this is one you won’t want to miss. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,086

Sqft

5.07 ac

Lot size

1968

Year built

One

Levels

$456

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryCommon Area
CoolingCentral Air
HeatingElectric

Outside & construction

RoofOther
ConstructionStucco
FoundationSlab
ViewWater
FacesNorth
ParkingGuest
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$5,032/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Deed Restrictions · Golf Carts OK · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,712 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$419
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$3,712/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$419
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$275KedgeAI estimate $292,415 · range $287K$307K$515K

vs edgeAI estimate

+69.3%

$/sqft vs Bradenton actives

$456 vs $241

Days on market

9 vs 56 typical

Where $456/sqft sits among the 400 Bradenton actives

123
116
77
40
18
26 · this home
$130–194$194–259$259–323$323–387$387–452$452+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flamingo Cay

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Flamingo Cay — neighborhood snapshot

Population

262

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

7%

For the school run

Manatee County School District

MiddleMartha B. King Middle School★★★★★
ElementaryIda M. Stewart Elementary School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

254 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $495,000 · 9 days on market since
1968Built · FLAMINGO CAY APTS AMD

Reality check

What actually sold near 10407 WATERBIRD WAY UNIT 11

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10423 WATERBIRD WAY UNIT 10423Sold · Mar ’26

$350,000

10423 WATERBIRD WAY UNIT 10423 · same community

2 bd · 2 ba · 1,262 sqft · $277/sqft · 297 DOM

10125 W MANATEE AVENUE W UNIT D2Sold · Jun ’26

$250,000

10125 W MANATEE AVENUE W UNIT D2

2 bd · 1.5 ba · 1,092 sqft · $229/sqft · 152 DOM

946 SANDPIPER CIRCLE UNIT 946Sold · May ’26

$306,000

946 SANDPIPER CIRCLE UNIT 946

2 bd · 2 ba · 1,096 sqft · $279/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10407 WATERBIRD WAY UNIT 11 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10407 WATERBIRD WAY UNIT 11 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10407 WATERBIRD WAY UNIT 11 FAQs

What would the monthly payment be for 10407 WATERBIRD WAY UNIT 11?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,712/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10407 WATERBIRD WAY UNIT 11?+

The most recent tax bill on record (2025) was $5,032. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10407 WATERBIRD WAY UNIT 11?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $495,000, this home is listed about 27% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10407 WATERBIRD WAY UNIT 11?+

Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$495,000 runs 71% above the BRADENTON 34209 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Lucky Schmidt. MLS #A4705807.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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